{ "name": "US civil law facts, by claim and jurisdiction", "publisher": "canisue.app", "source": "https://canisue.app/data", "license": "https://creativecommons.org/licenses/by-sa/4.0/", "attribution": "canisue.app, CC BY-SA 4.0", "note": "Every row carries the primary source it was read from. An empty verified_on means no human has compared the value to that source yet.", "values": 952, "sources": 474, "verified": 39, "claims": 8, "jurisdictions": 52, "rows": [ { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "statute", "value": "29 U.S.C. § 207(a)(1)", "source_url": "https://www.law.cornell.edu/uscode/text/29/207", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "plainEnglish", "value": "Past 40 hours in a workweek you are owed one and a half times your regular rate. The federal rule counts by the week and not by the day, so an eleven-hour Monday is not overtime if the week stops at 40, and two weeks may not be averaged together. Nothing in it requires extra pay for nights, weekends or holidays.", "source_url": "https://www.law.cornell.edu/uscode/text/29/207", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "limitationsYears", "value": "2", "source_url": "https://www.law.cornell.edu/uscode/text/29/255", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "penalty", "value": "The unpaid overtime, and an additional equal amount again as liquidated damages. The court must also allow a reasonable attorney's fee and the costs of the action (29 U.S.C. § 216(b)).", "source_url": "https://www.law.cornell.edu/uscode/text/29/216", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "note", "value": "Two years to sue, or three if the violation was willful (29 U.S.C. § 255(a)). The clock runs paycheck by paycheck, so every week you wait drops a week off the back of the claim.", "source_url": "https://www.law.cornell.edu/uscode/text/29/255", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "statute", "value": "15 U.S.C. § 1692d", "source_url": "https://www.law.cornell.edu/uscode/text/15/1692d", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "plainEnglish", "value": "A debt collector may not harass, oppress or abuse you to collect a debt — no threats, no obscenity, no publishing your name as someone who will not pay, and no repeated calls meant to annoy. It may not lie about the amount, about who it is, or about what will happen to you. It may not call before 8 in the morning or after 9 at night your time, or at work once you have said your employer forbids it, and once you tell it in writing to stop contacting you it must stop.", "source_url": "https://www.law.cornell.edu/uscode/text/15/1692d", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "deadlineDays", "value": "5", "source_url": "https://www.law.cornell.edu/uscode/text/15/1692g", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "penalty", "value": "Your actual damages, plus additional damages the court may allow up to $1,000, plus the costs of the action and a reasonable attorney's fee (15 U.S.C. § 1692k(a)). The fee shifts on any successful action, which is what makes a small case worth a lawyer's time.", "source_url": "https://www.law.cornell.edu/uscode/text/15/1692k", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "limitationsYears", "value": "1", "source_url": "https://www.law.cornell.edu/uscode/text/15/1692k", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "note", "value": "The Act reaches debt collectors — third-party agencies, and buyers of debt that was already in default. A creditor collecting its own debt in its own name is usually outside it, and that is the gap the state law below is often there to close. Two more things worth knowing: within five days of first contacting you the collector must put the amount, the creditor's name and your right to dispute in writing, and if you dispute in writing within thirty days it must stop collecting until it sends you verification. Under Regulation F a collector is presumed to be harassing you if it calls more than seven times in seven days about the same debt, or at all within seven days of speaking to you (12 C.F.R. § 1006.14(b)(2)(i)).", "source_url": "https://www.ecfr.gov/current/title-12/section-1006.14", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "agencyClaim", "value": "The Consumer Financial Protection Bureau takes a complaint about a debt collector online, in any state, for nothing. It forwards the complaint to the company and expects a response, and it publishes the complaint and the response in a public database. That is a national route that runs alongside — not instead of — the state office named below.", "source_url": "https://www.consumerfinance.gov/complaint/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "statute", "value": "42 U.S.C. § 2000e-3(a)", "source_url": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section2000e-3&num=0&edition=prelim", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "plainEnglish", "value": "It is illegal for your employer to punish you for opposing discrimination, or for making a charge, testifying, assisting or taking part in any investigation or proceeding about it. You are protected whether or not the thing you complained about turns out to be illegal — the complaint is its own claim, separate from whatever you were complaining about. Being fired is the clearest version, but a demotion, a cut in hours or a transfer counts too.", "source_url": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section2000e-3&num=0&edition=prelim", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "deadlineDays", "value": "180", "source_url": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section2000e-5&num=0&edition=prelim", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "penalty", "value": "Back pay, reinstatement, and compensatory and punitive damages within the caps Title VII sets by employer size. You cannot go straight to court: the EEOC has to issue a right-to-sue notice first, and once it does you have 90 days to file (42 U.S.C. § 2000e-5(f)(1)).", "source_url": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section2000e-5&num=0&edition=prelim", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "retaliationDiscrimination", "value": "If you complained about discrimination or harassment — race, colour, religion, sex, national origin — you are on Title VII, and you must file a charge with the EEOC before you can sue. 180 days from the day it happened, stretching to 300 if your state runs its own discrimination agency. The state block below says whether yours does. (42 U.S.C. § 2000e-5(e)(1))", "source_url": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section2000e-5&num=0&edition=prelim", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "retaliationWages", "value": "If you complained about your pay — unpaid overtime, minimum wage, a doctored timecard — you are on the Fair Labor Standards Act, and this is the one track with no agency to go through first. You can sue in court, and the remedy is written to make you whole twice over: reinstatement, promotion, the wages you lost and an equal amount again as liquidated damages. (29 U.S.C. §§ 215(a)(3), 216(b))", "source_url": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title29-section215&num=0&edition=prelim", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "retaliationSafety", "value": "If you complained about safety, you have thirty days. That is the shortest deadline on this site and it is not a typo: the OSH Act gives you thirty days from the retaliation to file with the Secretary of Labor, and OSHA — not you — brings the case. Miss it and this track is gone, whatever the other four still allow. Reinstatement and back pay are the relief. (29 U.S.C. § 660(c))", "source_url": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title29-section660&num=0&edition=prelim", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "retaliationConcerted", "value": "If you and at least one coworker raised pay, hours or conditions together, that is protected concerted activity under the National Labor Relations Act — no union required, and it covers most private-sector employees. The charge goes to the National Labor Relations Board and you have six months. This is the track people most often do not know they are on. (29 U.S.C. §§ 157, 158(a)(1), 160(b))", "source_url": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title29-section160&num=0&edition=prelim", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "retaliationSecurities", "value": "If you work for a publicly traded company and reported fraud — to a federal agency, to Congress, or to your own supervisor — Sarbanes-Oxley protects you, and the complaint goes to the Department of Labor within 180 days of the violation or of the day you learned of it. If Labor has not decided within 180 days you may take it to federal district court for a fresh look. Reinstatement with seniority, back pay with interest, and attorney's fees. (18 U.S.C. § 1514A)", "source_url": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title18-section1514A&num=0&edition=prelim", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "US", "jurisdiction_name": "United States", "field": "note", "value": "Most American employment is at will, which means you can be fired for a bad reason or for no reason at all. Retaliation is one of the narrow exceptions, and it only works if what you complained about was protected — so the first question is never whether the firing was unfair, it is which of the five laws above your complaint falls under. Complaining that your manager is rude is not protected by any of them. One more thing worth knowing: the five clocks run independently and the shortest is thirty days, so if safety was any part of what you raised, treat that as the deadline until you know otherwise.", "source_url": "https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section2000e-3&num=0&edition=prelim", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "statute", "value": "Ala. Code § 35-9A-201", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=35-9A-201", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "plainEnglish", "value": "Alabama pays double. A landlord who misses the deadline owes twice the original deposit, not just the part kept wrongly. The 60 days run from the day you hand back the place, and the itemized list of anything kept is due inside the same 60 days.", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=35-9A-201", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "deadlineDays", "value": "60", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=35-9A-201", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "penalty", "value": "Miss the 60 days and the landlord owes double the original deposit (§ 35-9A-201(f)). The itemized list of anything withheld is due inside the same 60 days, and neither clock starts until you have delivered possession.", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=35-9A-201", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "note", "value": "Give the landlord a written forwarding address when you leave — the statute puts that duty on you, and a deposit left unclaimed for 90 days is forfeited (§ 35-9A-201(d)).", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=35-9A-201", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "statute", "value": "Alaska Stat. § 34.03.070", "source_url": "https://law.alaska.gov/pdf/consumer/LandlordTenant_web.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "plainEnglish", "value": "Which deadline applies depends on you. If you gave proper notice before leaving and the landlord is deducting only unpaid rent, the deposit is due in 14 days. In every other case the landlord gets 30 days. A willful failure can cost the landlord up to twice the amount held.", "source_url": "https://law.alaska.gov/pdf/consumer/LandlordTenant_web.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "deadlineDays", "value": "14", "source_url": "https://law.alaska.gov/pdf/consumer/LandlordTenant_web.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "penalty", "value": "Willful failure to comply: up to twice the amount withheld.", "source_url": "https://law.alaska.gov/pdf/consumer/LandlordTenant_web.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "note", "value": "The 14 days apply only if you gave proper notice of moving out and the landlord is deducting nothing but unpaid rent. The landlord gets 30 days instead where anything is deducted for damage, or where you did not give proper notice.", "source_url": "https://law.alaska.gov/pdf/consumer/LandlordTenant_web.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "statute", "value": "Ariz. Rev. Stat. § 33-1321", "source_url": "https://www.azleg.gov/ars/33/01321.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "plainEnglish", "value": "Move out, hand back the keys, and ask for your deposit — the clock starts there. The landlord then has 14 days, not counting weekends and holidays, which is close to three calendar weeks. Money kept wrongly is worth twice that amount, on top of the deposit itself.", "source_url": "https://www.azleg.gov/ars/33/01321.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "deadlineDays", "value": "14", "source_url": "https://www.azleg.gov/ars/33/01321.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "penalty", "value": "Twice the amount wrongfully withheld, plus the property and money due (§ 33-1321(E)).", "source_url": "https://www.azleg.gov/ars/33/01321.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "note", "value": "Fourteen days excluding Saturdays, Sundays and legal holidays — closer to three calendar weeks. The clock starts only once you have delivered possession and demanded the deposit.", "source_url": "https://www.azleg.gov/ars/33/01321.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "statute", "value": "Cal. Civ. Code § 1950.5", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1950.5&lawCode=CIV", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "plainEnglish", "value": "Your landlord has 21 days from the day you move out to return your deposit. If that date passes and the money has not come, you can sue for it. Where the landlord kept it in bad faith, a court can add up to twice the deposit on top of your real losses.", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1950.5&lawCode=CIV", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "deadlineDays", "value": "21", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1950.5&lawCode=CIV", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "penalty", "value": "Bad faith retention: statutory damages of up to twice the deposit, on top of actual damages (§ 1950.5(m)).", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1950.5&lawCode=CIV", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "statute", "value": "Colo. Rev. Stat. § 38-12-103", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-38.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "plainEnglish", "value": "Your landlord has one month, unless your lease stretches it to as much as 60 days. No written statement in time and the landlord loses the right to keep anything. Before you sue, send written notice at least seven days ahead — skip that step and the triple damages disappear.", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-38.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "deadlineDays", "value": "30", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-38.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "penalty", "value": "No written statement in time forfeits all right to withhold anything. Willful retention: treble the amount wrongfully withheld, plus reasonable attorney fees and court costs. The landlord bears the burden of proving the withholding was not wrongful.", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-38.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "note", "value": "One month by default, but the lease may extend it to as much as 60 days. Before filing, you must give the landlord at least seven days' written notice that you intend to sue — skip that step and the treble damages go away.", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-38.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "statute", "value": "Conn. Gen. Stat. § 47a-21(d)", "source_url": "https://www.cga.ct.gov/current/pub/chap_831.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "plainEnglish", "value": "Connecticut pays double. A landlord who misses the deadline owes twice the deposit you paid, not just the part kept wrongly, which makes even a modest deposit worth chasing. Give your forwarding address in writing, and count from the later of that date and the day the tenancy ended.", "source_url": "https://www.cga.ct.gov/current/pub/chap_831.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "deadlineDays", "value": "21", "source_url": "https://www.cga.ct.gov/current/pub/chap_831.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "penalty", "value": "Twice the amount of the security deposit paid. Where the only failure is the accrued interest, it is ten dollars or twice the interest, whichever is greater.", "source_url": "https://www.cga.ct.gov/current/pub/chap_831.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "note", "value": "Twenty-one days after the tenancy ends, or fifteen days after you give written notice of a forwarding address — whichever is later. The 21 days replaced 30 in 2023, so older guidance is out of date.", "source_url": "https://www.cga.ct.gov/current/pub/chap_831.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "statute", "value": "25 Del. C. § 5514", "source_url": "https://delcode.delaware.gov/title25/c055/index.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "plainEnglish", "value": "Your landlord has 20 days to send an itemized list. No list inside 20 days counts as an admission that nothing is owed for damages. Money kept wrongly is worth double. If a list and a payment do arrive, object in writing within 10 days or you are taken to agree with it.", "source_url": "https://delcode.delaware.gov/title25/c055/index.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "deadlineDays", "value": "20", "source_url": "https://delcode.delaware.gov/title25/c055/index.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "penalty", "value": "Double the amount wrongfully withheld (§ 5514(g)(1)). Failing to send the itemized list within 20 days is itself an acknowledgment that no payment for damages is due.", "source_url": "https://delcode.delaware.gov/title25/c055/index.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "note", "value": "If the landlord does send a list and a payment, you have 10 days from receiving it to object in writing. Accepting the payment without objecting counts as agreeing to the damages claimed.", "source_url": "https://delcode.delaware.gov/title25/c055/index.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "statute", "value": "14 DCMR § 309", "source_url": "https://dcregs.dc.gov/Common/DCMR/SectionList.aspx?SectionNumber=14-309", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "plainEnglish", "value": "A landlord in DC can lawfully take up to 75 days, because the rule runs in two stages rather than one. Missing either stage is treated as evidence that you are owed the whole deposit plus its interest, and a bad-faith refusal is worth three times the deposit.", "source_url": "https://dcregs.dc.gov/Common/DCMR/SectionList.aspx?SectionNumber=14-309", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "deadlineDays", "value": "45", "source_url": "https://dcregs.dc.gov/Common/DCMR/SectionList.aspx?SectionNumber=14-309", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "penalty", "value": "Bad-faith refusal to return a deposit is treble damages; short of bad faith the landlord is liable for the amount withheld (§ 309.5). Missing either deadline is prima facie evidence that you are owed the whole deposit plus its interest (§ 309.3).", "source_url": "https://dcregs.dc.gov/Common/DCMR/SectionList.aspx?SectionNumber=14-309", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "note", "value": "Two deadlines, not one. Within 45 days the landlord must either pay you or tell you in writing that they intend to withhold. If that notice comes, the money and an itemized statement are due 30 days after it — so a withholding landlord has 75 days in all.", "source_url": "https://dcregs.dc.gov/Common/DCMR/SectionList.aspx?SectionNumber=14-309", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "statute", "value": "Fla. Stat. § 83.49", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0083/Sections/0083.49.html", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "plainEnglish", "value": "Two dates matter. If your landlord keeps nothing, the whole deposit is due back in 15 days. If the landlord wants to keep part of it, written notice must be mailed within 30 days. Miss that 30-day notice and the landlord loses the right to keep anything at all.", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0083/Sections/0083.49.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "deadlineDays", "value": "15", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0083/Sections/0083.49.html", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "penalty", "value": "15 days to return the deposit if no claim is made; 30 days to mail written notice of a claim. Miss the 30 days and the landlord forfeits the right to impose a claim at all. Prevailing party recovers costs and attorney's fees (§ 83.49(3)).", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0083/Sections/0083.49.html", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "statute", "value": "O.C.G.A. § 44-7-34", "source_url": "https://law.justia.com/codes/georgia/title-44/chapter-7/article-2/section-44-7-34/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "plainEnglish", "value": "Your landlord has 30 days to return your deposit. The strong penalty — three times what was kept, plus attorney's fees — only reaches landlords who own more than ten units or use a management company. Against a smaller landlord you can still sue, but only for the money itself.", "source_url": "https://law.justia.com/codes/georgia/title-44/chapter-7/article-2/section-44-7-34/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "deadlineDays", "value": "30", "source_url": "https://consumer.georgia.gov/document/document/galandlordtenanthandbookpdf/download", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "penalty", "value": "Three times the amount withheld plus attorney's fees — but only against a landlord who owns more than ten units or uses a management agent. Smaller landlords are outside that penalty.", "source_url": "https://consumer.georgia.gov/document/document/galandlordtenanthandbookpdf/download", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "statute", "value": "Haw. Rev. Stat. § 521-44", "source_url": "https://cca.hawaii.gov/ocp/files/2024/12/2024-Landlord-Tenant-Handbook-Final.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "plainEnglish", "value": "Your landlord has 14 days after the rental agreement ends. Money kept wrongly and on purpose is worth three times the deposit, plus the cost of the suit. These disputes go to small claims court only, with no lawyer on either side, and you must file within one year.", "source_url": "https://cca.hawaii.gov/ocp/files/2024/12/2024-Landlord-Tenant-Handbook-Final.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "deadlineDays", "value": "14", "source_url": "https://cca.hawaii.gov/ocp/files/2024/12/2024-Landlord-Tenant-Handbook-Final.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "penalty", "value": "Wrongful and willful retention: three times the security deposit, plus the cost of the suit. Wrongful but not willful: the portion wrongfully retained, plus the cost of the suit.", "source_url": "https://cca.hawaii.gov/ocp/files/2024/12/2024-Landlord-Tenant-Handbook-Final.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "note", "value": "Security deposit disputes may be brought only in small claims court, and lawyers are not allowed to represent either side there. Any action must be started within one year of the rental agreement ending.", "source_url": "https://cca.hawaii.gov/ocp/files/2024/12/2024-Landlord-Tenant-Handbook-Final.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "statute", "value": "Idaho Code § 6-321", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH3/SECT6-321/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "plainEnglish", "value": "Idaho is unusually weak here. There is no penalty multiplier and no attorney's fees, so what you can sue for is the deposit itself and nothing more. That normally makes small claims the sensible route. Your deadline is 21 days unless the agreement sets its own, and it can never run past 30.", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH3/SECT6-321/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "deadlineDays", "value": "21", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH3/SECT6-321/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "penalty", "value": "The statute sets no multiplier and no fee-shifting for a late refund — the claim is for the deposit itself. That makes Idaho unusually weak on this, and small claims is usually the proportionate route.", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH3/SECT6-321/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "note", "value": "Twenty-one days where the agreement fixes no time. Where it does fix one, that period governs, but it can never exceed 30 days after you surrender the premises.", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH3/SECT6-321/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "statute", "value": "765 ILCS 710/1", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/076507100K1.htm", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "plainEnglish", "value": "Your landlord has 30 days to give you an itemized statement of the damage and what each item cost to put right. That cost is allowed to be an estimate, and where it is, the paid receipts follow within 30 days of the statement. Without any statement at all, the full deposit is due back within 45 days. A landlord who withholds the statement or writes it in bad faith, and also keeps money past the deadline, can be ordered to pay twice what was due, plus court costs and reasonable attorney's fees.", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/076507100K1.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "deadlineDays", "value": "30", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/076507100K1.htm", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "penalty", "value": "Twice the amount of the security deposit due, plus court costs and reasonable attorney's fees — but a circuit court has to find both halves of § 1(c): that the landlord refused the itemized statement or supplied it in bad faith, and that the landlord also failed or refused to return what was due inside the deadline. With no statement in 30 days, the full deposit is due back within 45.", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/076507100K1.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "note", "value": "Give the landlord a mailing address, or an email address you verified with them. Section 1(a) says a landlord is not liable for any damages or penalties that follow from a tenant failing to provide one, so that address is what keeps the double-deposit claim alive.", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/076507100K1.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "statute", "value": "Ind. Code § 32-31-3-12", "source_url": "https://iga.in.gov/ic/2025/Title_32/Article_31/Chapter_3.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "plainEnglish", "value": "Give your landlord a mailing address in writing first — until you do, the landlord owes you nothing. From there it is 45 days to mail you an itemized list. No list means no damages are owed and the whole deposit comes back, plus your attorney's fees and court costs.", "source_url": "https://iga.in.gov/ic/2025/Title_32/Article_31/Chapter_3.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "deadlineDays", "value": "45", "source_url": "https://iga.in.gov/ic/2025/Title_32/Article_31/Chapter_3.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "penalty", "value": "Failure to mail the itemized list within 45 days means no damages are due and the full deposit must be remitted. The landlord is then liable for the part withheld, plus reasonable attorney's fees and court costs (§ 32-31-3-16).", "source_url": "https://iga.in.gov/ic/2025/Title_32/Article_31/Chapter_3.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "note", "value": "The landlord is not liable at all until you have supplied a mailing address in writing. A waiver of this chapter in a lease is void.", "source_url": "https://iga.in.gov/ic/2025/Title_32/Article_31/Chapter_3.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "statute", "value": "Iowa Code § 562A.12", "source_url": "https://www.legis.iowa.gov/docs/code/562A.12.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "plainEnglish", "value": "Your landlord has 30 days, counted from the later of the tenancy ending and getting your mailing address. No written statement in that time and the landlord loses the right to keep anything. Bad-faith withholding adds up to twice the monthly rent. Give no address within a year and the deposit is gone.", "source_url": "https://www.legis.iowa.gov/docs/code/562A.12.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "deadlineDays", "value": "30", "source_url": "https://www.legis.iowa.gov/docs/code/562A.12.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "penalty", "value": "No written statement within 30 days forfeits all right to withhold any portion. Bad-faith retention adds punitive damages of up to twice the monthly rent, on top of actual damages, and the court may award attorney fees to the prevailing party.", "source_url": "https://www.legis.iowa.gov/docs/code/562A.12.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "note", "value": "The 30 days run from termination and from the landlord receiving your mailing address, whichever is later. Give no address within a year and the deposit reverts to the landlord.", "source_url": "https://www.legis.iowa.gov/docs/code/562A.12.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "statute", "value": "Kan. Stat. Ann. § 58-2550", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch58/058_025_0050.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "plainEnglish", "value": "Kansas pays one and a half times. A landlord who keeps $600 with no right to it can owe you $900, and that multiplier is what makes the claim worth filing. The outer deadline is 30 days from the end of the tenancy, and a shorter clock can make it earlier.", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch58/058_025_0050.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "deadlineDays", "value": "30", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch58/058_025_0050.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "penalty", "value": "One and one-half times the amount wrongfully withheld (§ 58-2550(c)).", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch58/058_025_0050.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "note", "value": "Two clocks run at once: 14 days from the landlord working out what the deductions are, and in no event more than 30 days from the end of the tenancy.", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch58/058_025_0050.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "statute", "value": "La. R.S. 9:3251", "source_url": "https://www.legis.la.gov/Legis/Law.aspx?d=107468", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "plainEnglish", "value": "Send your landlord a written demand for the deposit and keep proof of the date. That step is what does the work in Louisiana: failing to pay within 30 days of your demand counts as willful by itself. A willful landlord owes the money kept plus $300 or twice that amount, whichever is more.", "source_url": "https://www.legis.la.gov/Legis/Law.aspx?d=107468", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "deadlineDays", "value": "30", "source_url": "https://www.legis.la.gov/Legis/Law.aspx?d=107468", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "penalty", "value": "Willful failure: the portion wrongfully retained, plus $300 or twice that portion, whichever is greater (R.S. 9:3252). Failing to remit within 30 days of your written demand is itself willful.", "source_url": "https://www.legis.la.gov/legis/Law.aspx?d=107469", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "note", "value": "The written demand is the step that does the work here: it is what converts an ordinary late refund into a willful one with a penalty attached. Send it, dated, and keep proof.", "source_url": "https://www.legis.la.gov/legis/Law.aspx?d=107469", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "statute", "value": "14 M.R.S. § 6033", "source_url": "https://legislature.maine.gov/statutes/14/title14sec6033.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "plainEnglish", "value": "Your landlord has 21 days if you rented at will with no written lease. With a written lease the deadline is whatever the lease says, and it can never be longer than 30 days. Miss it, or send no written statement, and the landlord loses the right to keep any part of the deposit.", "source_url": "https://legislature.maine.gov/statutes/14/title14sec6033.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "deadlineDays", "value": "21", "source_url": "https://legislature.maine.gov/statutes/14/title14sec6033.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "penalty", "value": "Failing to provide the written statement or return the deposit in time forfeits the landlord's right to withhold any portion of it.", "source_url": "https://legislature.maine.gov/statutes/14/title14sec6033.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "note", "value": "Twenty-one days for a tenancy at will. Under a written lease the period is whatever the lease says, and the lease may not stretch it past 30 days.", "source_url": "https://legislature.maine.gov/statutes/14/title14sec6033.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "statute", "value": "Md. Code, Real Prop. § 8-203", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=grp§ion=8-203", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "plainEnglish", "value": "Your landlord has 45 days to return the deposit with simple interest. No written list of damages inside 45 days and the landlord loses the right to keep any of it. Money kept wrongly can be worth up to three times that amount, plus attorney's fees. You have two years to sue.", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=grp§ion=8-203", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "deadlineDays", "value": "45", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=grp§ion=8-203", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "penalty", "value": "Up to threefold the amount wrongfully withheld, plus reasonable attorney's fees. Failing to send the written list of damages within 45 days forfeits the right to withhold any of it.", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=grp§ion=8-203", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "note", "value": "The deposit comes back with simple interest, and you have two years from the end of the tenancy to bring the claim rather than the usual three.", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=grp§ion=8-203", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "statute", "value": "Mass. Gen. Laws ch. 186, § 15B", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartII/TitleI/Chapter186/Section15B", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "plainEnglish", "value": "Your landlord has 30 days after the tenancy ends. Three failures are worth three times the deposit plus interest, costs and attorney's fees: not holding your money in a separate account, not passing it to a new owner, and not returning it in time. A missing itemized list costs the landlord the right to keep anything.", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartII/TitleI/Chapter186/Section15B", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "deadlineDays", "value": "30", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartII/TitleI/Chapter186/Section15B", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "penalty", "value": "Three times the deposit, plus 5% interest, court costs and reasonable attorney's fees, where the landlord failed to hold the deposit in a proper escrow account, failed to transfer it to a successor, or failed to return it within 30 days of the tenancy ending (§ 15B(7), reaching clauses (a), (d) and (e) of § 15B(6)). Failing to furnish the itemized list of damages within 30 days, or using an unlawful lease term, forfeits the right to retain anything and the right to counterclaim for damage to the unit — but does not carry the trebling.", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartII/TitleI/Chapter186/Section15B", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "note", "value": "Massachusetts is one of the few states where the landlord's paperwork failures at the start of the tenancy — no receipt, no separate escrow account, no statement of condition — can be worth more than the deposit dispute itself.", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartII/TitleI/Chapter186/Section15B", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "statute", "value": "Mich. Comp. Laws § 554.609", "source_url": "https://www.courts.michigan.gov/4a4eb6/siteassets/publications/benchbooks/lltbb/lltbbresponsivehtml5.zip/LLTBB/Ch_2_Specific_Acts/Chapter_2__58__Specific_Landlord-Tenant_Laws.htm", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "plainEnglish", "value": "Your landlord has 30 days to send you an itemized list of anything kept. No list in 30 days means no damages are owed and the whole deposit comes back. A landlord who does not comply gives up the damages claimed and owes double the amount held.", "source_url": "https://www.courts.michigan.gov/4a4eb6/siteassets/publications/benchbooks/lltbb/lltbbresponsivehtml5.zip/LLTBB/Ch_2_Specific_Acts/Chapter_2__58__Specific_Landlord-Tenant_Laws.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "deadlineDays", "value": "30", "source_url": "https://www.courts.michigan.gov/4a4eb6/siteassets/publications/benchbooks/lltbb/lltbbresponsivehtml5.zip/LLTBB/Ch_2_Specific_Acts/Chapter_2__58__Specific_Landlord-Tenant_Laws.htm", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "penalty", "value": "No itemized list within 30 days means no damages are due and the full deposit must be returned (§ 554.610). A landlord who does not comply waives the claimed damages and is liable for double the amount retained (§ 554.613(2)).", "source_url": "https://www.courts.michigan.gov/4a4eb6/siteassets/publications/benchbooks/lltbb/lltbbresponsivehtml5.zip/LLTBB/Ch_2_Specific_Acts/Chapter_2__58__Specific_Landlord-Tenant_Laws.htm", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "statute", "value": "Minn. Stat. § 504B.178", "source_url": "https://www.revisor.mn.gov/statutes/cite/504B.178", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "plainEnglish", "value": "Money kept wrongly comes back with interest, and the landlord owes the same amount again as a penalty. Bad faith adds up to $500 more. Your deadline is three weeks, and it starts from the later of moving out and the landlord getting your mailing address, so send that address promptly.", "source_url": "https://www.revisor.mn.gov/statutes/cite/504B.178", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "deadlineDays", "value": "21", "source_url": "https://www.revisor.mn.gov/statutes/cite/504B.178", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "penalty", "value": "A penalty equal to the portion withheld, on top of returning that portion with interest. Bad-faith retention adds punitive damages of up to $500 per deposit.", "source_url": "https://www.revisor.mn.gov/statutes/cite/504B.178", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "note", "value": "Three weeks from the end of the tenancy and receipt of your mailing address — but only five days if you had to leave because the building was condemned. Returning the deposit within two weeks of being sued defeats the bad-faith finding.", "source_url": "https://www.revisor.mn.gov/statutes/cite/504B.178", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "statute", "value": "Mo. Rev. Stat. § 535.300", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=535.300", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "plainEnglish", "value": "Your landlord has 30 days to return the deposit. You have the right to be there when the landlord inspects the place, which is worth using — it is much harder to charge you for damage you watched them look at. Money kept wrongly is worth twice that amount.", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=535.300", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "deadlineDays", "value": "30", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=535.300", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "penalty", "value": "Twice the amount wrongfully withheld (§ 535.300(6)).", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=535.300", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "note", "value": "You have the right to be present when the landlord inspects the unit. A Missouri court has held the double-damages remedy does not reach commercial tenancies.", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=535.300", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "statute", "value": "Mont. Code Ann. § 70-25-202", "source_url": "https://archive.legmt.gov/bills/mca/title_0700/chapter_0250/part_0020/section_0020/0700-0250-0020-0020.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "plainEnglish", "value": "Your landlord has to send a written list of any damage and cleaning charges. Without that list, the landlord loses the right to keep money for either one. The ordinary deadline is 30 days, and it drops to 10 in a clean, fully paid-up move-out.", "source_url": "https://archive.legmt.gov/bills/mca/title_0700/chapter_0250/part_0020/section_0020/0700-0250-0020-0020.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "deadlineDays", "value": "30", "source_url": "https://archive.legmt.gov/bills/mca/title_0700/chapter_0250/part_0020/section_0020/0700-0250-0020-0020.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "penalty", "value": "No written list of damages and cleaning charges forfeits all right to withhold for them (§ 70-25-203). Wrongful withholding is worth the sum wrongfully withheld, and attorney fees may go to the prevailing party (§ 70-25-204).", "source_url": "https://archive.legmt.gov/bills/mca/title_0700/chapter_0250/part_0020/section_0040/0700-0250-0020-0040.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "note", "value": "Ten days, not 30, where there is no damage, no cleaning required and no unpaid rent, and you can show the utilities are paid.", "source_url": "https://archive.legmt.gov/bills/mca/title_0700/chapter_0250/part_0020/section_0020/0700-0250-0020-0020.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "statute", "value": "Neb. Rev. Stat. § 76-1416", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=76-1416", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "plainEnglish", "value": "Your landlord has 14 days to return the deposit. If you win, the attorney's fee award is not up to the judge — Nebraska makes it mandatory, which is what makes a small deposit claim worth bringing. A willful, bad-faith landlord owes extra: one month's rent or twice the deposit, whichever is less.", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=76-1416", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "deadlineDays", "value": "14", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=76-1416", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "penalty", "value": "The property and money due, court costs and reasonable attorney's fees. Willful failure that is not in good faith adds liquidated damages of one month's rent or twice the deposit, whichever is less.", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=76-1416", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "note", "value": "Nebraska's attorney-fee award to a winning tenant is mandatory, not discretionary — which is what makes a small deposit claim worth bringing at all.", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=76-1416", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "statute", "value": "Nev. Rev. Stat. § 118A.242", "source_url": "https://www.leg.state.nv.us/NRS/NRS-118A.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "plainEnglish", "value": "Your landlord has 30 days to return the deposit with an itemized accounting. If the landlord does not, you can recover the whole deposit again, and the court may add a further sum of up to one more full deposit on top. If you bought a surety bond instead, you have 30 days from that accounting to dispute an item in writing.", "source_url": "https://www.leg.state.nv.us/NRS/NRS-118A.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "deadlineDays", "value": "30", "source_url": "https://www.leg.state.nv.us/NRS/NRS-118A.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "penalty", "value": "An amount equal to the entire security deposit, plus a further sum fixed by the court of up to the amount of the entire deposit (§ 118A.242(6)).", "source_url": "https://www.leg.state.nv.us/NRS/NRS-118A.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "note", "value": "If you bought a surety bond instead of paying a deposit, you have 30 days from the itemized accounting to dispute an item with the surety in writing — and doing so stops it being reported to a credit agency without a judgment.", "source_url": "https://www.leg.state.nv.us/NRS/NRS-118A.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "statute", "value": "N.H. Rev. Stat. Ann. § 540-A:7", "source_url": "https://www.gencourt.state.nh.us/rsa/html/LV/540-A/540-A-7.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "plainEnglish", "value": "Give your landlord a new address when you leave. Without one the landlord owes you nothing at all, and a deposit left unclaimed for six months stops being yours. Where you did give an address, the deadline is 30 days, and money kept wrongly is worth twice the deposit plus any interest due.", "source_url": "https://www.gencourt.state.nh.us/rsa/html/LV/540-A/540-A-7.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "deadlineDays", "value": "30", "source_url": "https://www.gencourt.state.nh.us/rsa/html/LV/540-A/540-A-7.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "penalty", "value": "Twice the sum of the deposit plus any interest due, less lawful deductions for damages, unpaid rent or the tenant's share of real estate taxes (§ 540-A:8, I(b)).", "source_url": "https://www.gencourt.state.nh.us/rsa/html/LV/540-A/540-A-8.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "note", "value": "The landlord is off the hook entirely if you never gave a new address on leaving. Deposits unclaimed after six months stop being yours.", "source_url": "https://www.gencourt.state.nh.us/rsa/html/LV/540-A/540-A-8.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "statute", "value": "N.J.S.A. 46:8-21.1", "source_url": "https://www.nj.gov/dca/codes/publications/pdf_lti/t_i_r.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "plainEnglish", "value": "Your landlord has 30 days after the tenancy ends to return the deposit with an itemized list. Money kept wrongly is worth double, plus court costs and reasonable attorney's fees. Keep the envelope the list arrived in — how it was sent matters here.", "source_url": "https://www.nj.gov/dca/codes/publications/pdf_lti/t_i_r.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "deadlineDays", "value": "30", "source_url": "https://www.nj.gov/dca/codes/publications/pdf_lti/t_i_r.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "penalty", "value": "Double the amount wrongfully withheld, together with court costs and reasonable attorney's fees.", "source_url": "https://www.nj.gov/dca/codes/publications/pdf_lti/t_i_r.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "note", "value": "The itemized list must come by registered or certified mail. If you broke the lease and left early, the 30 days do not start until the unit is re-rented or the lease expires, whichever comes first.", "source_url": "https://www.nj.gov/dca/codes/publications/pdf_lti/t_i_r.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "statute", "value": "NMSA 1978, § 47-8-18", "source_url": "https://nmonesource.com/nmos/nmsa/en/item/4408/index.do", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "plainEnglish", "value": "Your landlord has 30 days to send you an itemized written list of anything kept out of the deposit, and the balance of it, counted from the day the lease ended or the day you moved out, whichever is later. Miss that and the landlord loses the right to keep any of it, loses the right to counterclaim if you sue, loses any separate case against you for damage to the property, and owes your court costs and attorney's fees. Nothing may be kept for normal wear and tear.", "source_url": "https://nmonesource.com/nmos/nmsa/en/item/4408/index.do", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "deadlineDays", "value": "30", "source_url": "https://nmonesource.com/nmos/nmsa/en/item/4408/index.do", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "penalty", "value": "Missing the 30 days forfeits the right to withhold any part of the deposit, forfeits any counterclaim in an action brought to recover it, makes the owner liable for court costs and reasonable attorney's fees, and forfeits any independent action against the resident for damage to the rental property — in that order in § 47-8-18(D). Retaining a deposit in bad faith adds a civil penalty of $250 payable to the resident (§ 47-8-18(E)).", "source_url": "https://nmonesource.com/nmos/nmsa/en/item/4408/index.do", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "note", "value": "Every deposit has to be a reasonable one, and on a lease shorter than a year it may not exceed one month's rent. On a yearly lease it may go above a month, but then the owner owes you interest on it every year, at the passbook rate allowed to savings and loan associations in this state. The $250 bad-faith penalty is a flat sum, not a multiple of the deposit, so on a large deposit the real remedy is the forfeiture rule above it.", "source_url": "https://nmonesource.com/nmos/nmsa/en/item/4408/index.do", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "statute", "value": "N.Y. Gen. Oblig. Law § 7-108", "source_url": "https://www.nysenate.gov/legislation/laws/GOB/7-108", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "plainEnglish", "value": "Your landlord has 14 days after the tenancy ends to return your deposit. Miss that date and the landlord loses the right to keep any part of it, whatever the condition of the apartment. If the violation was willful, a court can add punitive damages of up to twice the deposit.", "source_url": "https://www.nysenate.gov/legislation/laws/GOB/7-108", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "deadlineDays", "value": "14", "source_url": "https://www.nysenate.gov/legislation/laws/GOB/7-108", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "penalty", "value": "Miss the 14 days and the landlord forfeits any right to retain any portion of the deposit. A willful violation adds punitive damages of up to twice the deposit (§ 7-108(1-a)(e), (g)).", "source_url": "https://www.nysenate.gov/legislation/laws/GOB/7-108", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "statute", "value": "N.C. Gen. Stat. § 42-52", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_42/GS_42-52.html", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "plainEnglish", "value": "Your landlord has 30 days to give you an accounting of the deposit. Where the damage cannot be worked out that fast, a final accounting is due at 60 days. The landlord may keep no more than the real cost of the damage, and may charge you nothing for normal wear and tear.", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_42/GS_42-52.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "deadlineDays", "value": "30", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_42/GS_42-52.html", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "penalty", "value": "An interim accounting is due within 30 days and a final accounting within 60 days where the extent of the damage cannot be determined in time. The landlord may not keep more than actual damages, and may not charge for normal wear and tear.", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_42/GS_42-52.html", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "statute", "value": "N.D.C.C. § 47-16-07.1", "source_url": "https://ndlegis.gov/cencode/t47c16.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "plainEnglish", "value": "Any part of your deposit held back without a reasonable reason is worth three times that amount, which is one of the stronger penalties in the country. The deadline is 30 days, counted from the lease ending and you handing back the keys.", "source_url": "https://ndlegis.gov/cencode/t47c16.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "deadlineDays", "value": "30", "source_url": "https://ndlegis.gov/cencode/t47c16.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "penalty", "value": "Treble damages for any security deposit money withheld without reasonable justification.", "source_url": "https://ndlegis.gov/cencode/t47c16.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "note", "value": "The 30 days run from termination of the lease and delivery of possession. The deposit is held in an interest-bearing account, though no interest is owed if you were there under nine months.", "source_url": "https://ndlegis.gov/cencode/t47c16.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "statute", "value": "Ohio Rev. Code § 5321.16", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-5321.16", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "plainEnglish", "value": "Give your landlord a forwarding address in writing. In Ohio that step is what protects your claim, and without it you get nothing. The landlord then has 30 days to return your deposit. If you sue and win, you recover the amount kept wrongly a second time as damages, plus reasonable attorney's fees.", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-5321.16", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "deadlineDays", "value": "30", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-5321.16", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "penalty", "value": "Damages equal to the amount wrongfully withheld, plus reasonable attorney's fees (§ 5321.16(C)) — but only if you gave the landlord a written forwarding address.", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-5321.16", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "statute", "value": "41 O.S. § 115", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=71764", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "plainEnglish", "value": "Oklahoma is a weak state for this. There is no multiplier and no attorney's fees, so you can recover the deposit and any prepaid rent, and nothing beyond that. Misappropriating a deposit held in escrow is separately a crime, which is worth knowing if the money has simply vanished.", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=71764", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "deadlineDays", "value": "45", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=71764", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "penalty", "value": "Recovery of the damage and security deposit and any prepaid rent — no multiplier and no fee-shifting. Misappropriating the escrowed deposit is separately a crime.", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=71764", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "note", "value": "Nothing starts until you make a written demand. Wait more than six months after the tenancy ends and the deposit reverts to the landlord outright.", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=71764", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "statute", "value": "Or. Rev. Stat. § 90.300", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors090.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "plainEnglish", "value": "Your landlord has 31 days, not 30 — check the date carefully. The deposit and any prepaid rent have to be accounted for separately. Money held back without a written accounting, or held back in bad faith, is worth twice that amount.", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors090.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "deadlineDays", "value": "31", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors090.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "penalty", "value": "Twice the amount withheld without a written accounting, or withheld in bad faith (§ 90.300(16)).", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors090.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "note", "value": "Thirty-one days, not 30, and the landlord must account separately for the security deposit and for any prepaid rent.", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors090.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "statute", "value": "68 Pa. Stat. § 250.512", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/US/HTM/1951/0/0020..HTM", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "plainEnglish", "value": "Your landlord has 30 days to send a written list of any damages and return the rest. No list inside 30 days, and the landlord loses both the right to keep anything and the right to sue you for damage. Money still unpaid after 30 days can be worth double.", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/US/HTM/1951/0/0020..HTM", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "deadlineDays", "value": "30", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/US/HTM/1951/0/0020..HTM", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "penalty", "value": "Unpaid after 30 days: double the amount by which the escrow exceeds actual damages. No written list within 30 days: the landlord forfeits all right to withhold anything, and to sue you for damage to the premises.", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/US/HTM/1951/0/0020..HTM", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "statute", "value": "R.I. Gen. Laws § 34-18-19", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE34/34-18/34-18-19.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "plainEnglish", "value": "Your landlord has 20 days, counted from the last of three things to happen: the tenancy ending, you handing back the place, and you giving a forwarding address. Money kept wrongly is worth twice that amount on top of what you are owed, plus reasonable attorney's fees.", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE34/34-18/34-18-19.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "deadlineDays", "value": "20", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE34/34-18/34-18-19.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "penalty", "value": "The amount due, plus damages equal to twice the amount wrongfully withheld, plus reasonable attorney fees.", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE34/34-18/34-18-19.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "note", "value": "Twenty days after the latest of three events: the tenancy ending, possession being delivered, or you giving the landlord a forwarding address.", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE34/34-18/34-18-19.htm", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "statute", "value": "S.C. Code Ann. § 27-40-410", "source_url": "https://www.scstatehouse.gov/code/t27c040.php", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "plainEnglish", "value": "South Carolina is strong on paper: money kept wrongly is worth three times that amount, plus reasonable attorney's fees, and the landlord has 30 days. What decides most of these cases is not the landlord's conduct but whether you put a forwarding address in writing.", "source_url": "https://www.scstatehouse.gov/code/t27c040.php", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "deadlineDays", "value": "30", "source_url": "https://www.scstatehouse.gov/code/t27c040.php", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "penalty", "value": "Three times the amount wrongfully withheld, plus reasonable attorney's fees.", "source_url": "https://www.scstatehouse.gov/code/t27c040.php", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "note", "value": "You must give the landlord a forwarding address in writing. Fail to and you are not entitled to those damages at all, however plainly the landlord was wrong.", "source_url": "https://www.scstatehouse.gov/code/t27c040.php", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "statute", "value": "S.D. Codified Laws § 43-32-24", "source_url": "https://sdlegislature.gov/Statutes/43-32-24", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "plainEnglish", "value": "A landlord who does not comply loses the right to keep any part of the deposit. Bad faith adds punitive damages, but South Dakota caps them at $200 — the lowest ceiling in the country, so the realistic claim is the deposit itself. The deadline is 21 days.", "source_url": "https://sdlegislature.gov/Statutes/43-32-24", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "deadlineDays", "value": "21", "source_url": "https://sdlegislature.gov/Statutes/43-32-24", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "penalty", "value": "A lessor who fails to comply forfeits all right to withhold any part of the deposit. Bad-faith retention, or a bad-faith failure to give the written statement, adds punitive damages — but capped at $200, which is the lowest ceiling of any state.", "source_url": "https://sdlegislature.gov/Statutes/43-32-24", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "note", "value": "The 21 days run from the later of the tenancy ending and the lessor receiving your mailing address. A full itemized accounting is due within 45 days, but only if you ask for one.", "source_url": "https://sdlegislature.gov/Statutes/43-32-24", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "statute", "value": "Tex. Prop. Code § 92.103", "source_url": "https://guides.sll.texas.gov/landlord-tenant-law/security-deposits", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "plainEnglish", "value": "First give your landlord a forwarding address in writing. The 30-day clock does not start until you do. After that, the landlord must return the deposit and list anything kept. A landlord who keeps it in bad faith owes three times the wrongful part, plus your attorney's fees.", "source_url": "https://guides.sll.texas.gov/landlord-tenant-law/security-deposits", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "deadlineDays", "value": "30", "source_url": "https://guides.sll.texas.gov/landlord-tenant-law/security-deposits", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "penalty", "value": "Bad faith retention: three times the portion wrongfully withheld, plus attorney's fees (§ 92.109). The landlord need not refund until you give a written forwarding address (§ 92.107).", "source_url": "https://guides.sll.texas.gov/landlord-tenant-law/security-deposits", "verified_on": "2026-08-19" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "statute", "value": "Utah Code § 57-17-3", "source_url": "https://le.utah.gov/xcode/Title57/Chapter17/57-17-S3.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "plainEnglish", "value": "Serve the notice the statute requires before you do anything else. Utah hangs the whole remedy on that step, and skipping it leaves you with nothing. After it, the landlord has 30 days, and you can recover the full deposit, any prepaid rent, and a civil penalty of $100.", "source_url": "https://le.utah.gov/xcode/Title57/Chapter17/57-17-S3.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "deadlineDays", "value": "30", "source_url": "https://le.utah.gov/xcode/Title57/Chapter17/57-17-S3.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "penalty", "value": "The full deposit, the full amount of any prepaid rent, and a civil penalty of $100 (§ 57-17-5). Costs and attorney fees only where the court finds the other side acted in bad faith.", "source_url": "https://le.utah.gov/xcode/Title57/Chapter17/57-17-S3.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "note", "value": "Utah conditions the whole remedy on your serving the statutory notice first. Skip that step and § 57-17-5 gives you nothing.", "source_url": "https://le.utah.gov/xcode/Title57/Chapter17/57-17-S3.html", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "statute", "value": "9 V.S.A. § 4461", "source_url": "https://legislature.vermont.gov/statutes/section/09/137/04461", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "plainEnglish", "value": "Your landlord has 14 days to return your deposit. Miss that date and the landlord loses the right to keep any part of it. A willful failure is worth double the amount kept wrongly, plus reasonable attorney's fees and costs.", "source_url": "https://legislature.vermont.gov/statutes/section/09/137/04461", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "deadlineDays", "value": "14", "source_url": "https://legislature.vermont.gov/statutes/section/09/137/04461", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "penalty", "value": "Missing the 14 days forfeits the right to withhold any portion of the deposit. A willful failure is worth double the amount wrongfully withheld, plus reasonable attorney's fees and costs.", "source_url": "https://legislature.vermont.gov/statutes/section/09/137/04461", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "statute", "value": "Va. Code § 55.1-1226", "source_url": "https://law.lis.virginia.gov/vacode/title55.1/chapter12/section55.1-1226/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "plainEnglish", "value": "Your landlord has 45 days, counted from the termination date or the day you actually move out, whichever is later. If the failure was willful, the court orders the deposit back with your actual damages and reasonable attorney's fees. If you owe rent, the deposit is credited against that instead.", "source_url": "https://law.lis.virginia.gov/vacode/title55.1/chapter12/section55.1-1226/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "deadlineDays", "value": "45", "source_url": "https://law.lis.virginia.gov/vacode/title55.1/chapter12/section55.1-1226/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "penalty", "value": "Willful failure to comply: the court orders the deposit returned, together with actual damages and reasonable attorney fees — unless you owe rent, in which case the deposit is credited against it instead.", "source_url": "https://law.lis.virginia.gov/vacode/title55.1/chapter12/section55.1-1226/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "note", "value": "Forty-five days from the termination date or the date you actually vacate, whichever is later.", "source_url": "https://law.lis.virginia.gov/vacode/title55.1/chapter12/section55.1-1226/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "statute", "value": "RCW 59.18.280", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=59.18.280", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "plainEnglish", "value": "Your landlord has 30 days, and the written statement has to come with copies of the estimates or invoices. Miss the date and the landlord cannot claim any of the deposit at all. An intentional refusal can cost up to twice the deposit, and the winning side gets costs and attorney's fees.", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=59.18.280", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "deadlineDays", "value": "30", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=59.18.280", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "penalty", "value": "The full amount of the deposit, and the landlord is barred from asserting any claim to it at all. The court may award up to twice the deposit for an intentional refusal. The prevailing party gets costs and reasonable attorneys' fees either way.", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=59.18.280", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "note", "value": "The statement must come with copies of the estimates or invoices, and an hourly rate where the landlord did the work. No deduction is allowed for carpet cleaning unless the landlord documents wear beyond ordinary use.", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=59.18.280", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "statute", "value": "W. Va. Code § 37-6A-2", "source_url": "https://code.wvlegislature.gov/37-6A-2/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "plainEnglish", "value": "Your landlord's deadline can be shorter than the 60 days you might expect, because a new tenant moving in cuts it down. If the failure was willful or in bad faith, you recover the deposit plus damages of one and a half times the amount kept wrongly.", "source_url": "https://code.wvlegislature.gov/37-6A-2/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "deadlineDays", "value": "60", "source_url": "https://code.wvlegislature.gov/37-6A-1/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "penalty", "value": "Where the noncompliance is willful or not in good faith: the unreturned deposit, plus damages for annoyance and inconvenience equal to one and a half times the amount wrongfully withheld (§ 37-6A-5).", "source_url": "https://code.wvlegislature.gov/37-6A-5/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "note", "value": "Sixty days from the end of the tenancy, or 45 days after a new tenant moves in — whichever is shorter. A new tenant arriving quickly shortens your landlord's deadline, not lengthens it.", "source_url": "https://code.wvlegislature.gov/37-6A-1/", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "statute", "value": "Wis. Stat. § 704.28; Wis. Admin. Code ATCP 134.06", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/704/28", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "plainEnglish", "value": "Your landlord has 21 days to return the deposit. The doubling here does not come from landlord-tenant law at all — the deposit rule is a consumer-protection regulation, so keeping money wrongly is an unfair trade practice worth twice your loss, plus costs and a reasonable attorney fee.", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/704/28", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "deadlineDays", "value": "21", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/704/28", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "penalty", "value": "Withholding in breach of ATCP 134 is actionable under Wis. Stat. § 100.20(5) for twice the pecuniary loss, together with costs and a reasonable attorney fee.", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/100/20", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "note", "value": "The doubling does not come from the landlord-tenant statute at all — it comes from Wisconsin's unfair-trade-practice law, because the deposit rule is an administrative rule issued under it.", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/100/20", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "statute", "value": "Wyo. Stat. § 1-21-1208", "source_url": "https://www.wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "plainEnglish", "value": "Tell your landlord within 30 days where to send the money. The deadline is 30 days, or 15 days after you give that address, whichever is later — and another 30 days on top if there is damage. Wyoming adds no multiplier, and if the court thinks you sued unreasonably, costs can run against you.", "source_url": "https://www.wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "deadlineDays", "value": "30", "source_url": "https://www.wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "penalty", "value": "Unreasonable failure to comply: the full deposit and court costs. No multiplier — and if the court finds you sued unreasonably, costs can run the other way.", "source_url": "https://www.wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "security-deposit", "claim_label": "a landlord keeping my deposit", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "note", "value": "Thirty days, or 15 days after you give a new mailing address, whichever is later — and another 30 days on top if there is damage to the unit. You must tell the landlord within 30 days where to send it.", "source_url": "https://www.wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "agencyClaim", "value": "Alabama has no state office that takes a wage claim, and no state minimum wage or overtime law behind one. The free route here is the federal Wage and Hour Division: filing a complaint costs nothing, and by law the Division may not disclose your name, what you complained about, or that a complaint exists at all.", "source_url": "https://www.dol.gov/agencies/whd/contact/complaints", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "note", "value": "The federal Department of Labor's own state table lists Alabama as having no state minimum wage law, so the rule above is the whole of the rule here. Nothing is missing from this page — there is no second layer to find.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "statute", "value": "AS 23.10.060", "source_url": "https://labor.alaska.gov/lss/whact.htm", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "plainEnglish", "value": "Alaska counts the day as well as the week: more than eight hours in a day, or more than 40 in a week, is time and a half. The catch is the size of the employer — a business with fewer than four employees in the regular course of business is outside the state overtime rule entirely.", "source_url": "https://labor.alaska.gov/lss/whact.htm", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "note", "value": "Fewer than four employees and the state rule does not reach your employer at all. The federal claim above may still, because it turns on the business, not the headcount.", "source_url": "https://labor.alaska.gov/lss/whact.htm", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "agencyClaim", "value": "The Wage and Hour Administration takes wage claims, and its own page says it provides sole enforcement of the laws on payment of wages, minimum wage and overtime — it acts on the worker's behalf to collect from the employer. Reach an investigator by phone; the office notes it has no investigator on call on Tuesdays or Thursdays.", "source_url": "https://labor.alaska.gov/lss/whhome.htm", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "agencyClaim", "value": "The Labor Department of the Industrial Commission takes an Unpaid Wage Claim Form, and note that it is a different form from the Commission's Minimum Wage Claim Form and its Earned Paid Sick Time Claim Form. Arizona sets no overtime rule of its own, so the overtime itself rests on the federal rule above.", "source_url": "https://www.azica.gov/forms/unpaid-wage-claim-form", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "agencyClaim", "value": "The Labor Standards Section investigates wage claims of $2,000 or less, and you may not file one at all if the amount in dispute is more than $2,000 or if you earn more than $50,000 a year. Inside those limits it is unusually generous: it does not matter whether you were an employee or an independent contractor, both are covered, and if the claim is found valid the Division may take legal action to collect.", "source_url": "https://labor.arkansas.gov/labor/labor-standards/wage-claims/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "note", "value": "Both cut-offs are worth reading twice. A year of unpaid overtime passes $2,000 easily, and the $50,000 salary bar shuts out exactly the misclassified salaried worker most likely to be owed it. Over either line, the federal claim above is the route.", "source_url": "https://labor.arkansas.gov/labor/labor-standards/wage-claims/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "statute", "value": "Cal. Lab. Code § 510", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=510&lawCode=LAB", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "plainEnglish", "value": "California counts the day as well as the week. Over eight hours in a workday is time and a half, over twelve in a day is double time, and the seventh consecutive day of a workweek is time and a half for the first eight hours and double after that. You can be owed California overtime in a week you never worked forty hours.", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=510&lawCode=LAB", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "limitationsYears", "value": "3", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=338&lawCode=CCP", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "penalty", "value": "The unpaid balance of the overtime, with interest, costs of suit and a reasonable attorney's fee — and no agreement to work for a lesser wage is a defence (§ 1194(a)).", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1194&lawCode=LAB", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "note", "value": "If the job has already ended, § 203 keeps your wages running as a penalty at the same daily rate from the due date until you are paid, for up to 30 days. That penalty is often larger than the overtime itself.", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=203&lawCode=LAB", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "agencyClaim", "value": "The Labor Commissioner's Office takes a wage claim online, by email, by post or in person, and it costs nothing. For overtime you have three years to file it — the same three years as minimum wage, meal and rest breaks and illegal deductions, and longer than the two years the same office allows for an oral promise to pay above minimum wage. It has no jurisdiction over a genuine independent contractor, but it says to file anyway if you think you were misclassified as one.", "source_url": "https://www.dir.ca.gov/dlse/HowToFileWageClaim.htm", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "statute", "value": "7 CCR 1103-1 (COMPS Order #40), Rule 4.1.1", "source_url": "https://www.sos.state.co.us/CCR/DisplayRule.do?action=ruleinfo&ruleId=2509", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "plainEnglish", "value": "Colorado counts three ways at once and pays you whichever comes out highest: over 40 hours in a week, over 12 hours in a day, or over 12 hours worked back to back even if they run across midnight into the next day. That last one exists almost nowhere else. Two weeks may never be averaged together to wipe out an overtime week.", "source_url": "https://www.sos.state.co.us/CCR/DisplayRule.do?action=ruleinfo&ruleId=2509", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "penalty", "value": "Send a written demand for payment of wages first. If the employer has not paid within 14 days, you may recover the greater of 200% of the wages owed or $1,000 on top of the wages themselves, through the Division's complaint process or in court.", "source_url": "https://cdle.colorado.gov/dlss/demands-complaints-responses-and-settlements", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "agencyClaim", "value": "The Division of Labor Standards and Statistics takes a Labor Standards Complaint online or on paper, and it investigates unpaid overtime by name. It will not hear a claim for more than $13,000 — though you may file for part of what you are owed to stay under that — and it cannot order wages earned more than two years ago unless the employer's conduct was willful, which stretches it to three.", "source_url": "https://cdle.colorado.gov/dlss/division-authority-and-coverage", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "note", "value": "The 12-consecutive-hours rule ignores where your workday is supposed to start and end, so a shift that runs past midnight can earn overtime in a week that never reaches 40 hours. Meal periods come out of the 12, but only if they were real breaks under the Order's own meal-period rule.", "source_url": "https://www.sos.state.co.us/CCR/DisplayRule.do?action=ruleinfo&ruleId=2509", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "agencyClaim", "value": "The Wage and Workplace Standards Division of the Department of Labor takes the complaint. Its own guidance is worth having before you file: overtime is due on hours actually worked over 40, there is no daily, weekend or holiday overtime unless your employer agreed to it, and every employer must keep true time and wage records at the workplace for three years.", "source_url": "https://portal.ct.gov/dol/divisions/wage-and-workplace-standards/wage-and-hour", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "note", "value": "That three-year record-keeping duty is the reader's evidence, not the employer's paperwork. If your own timesheets are gone, the records the employer was required to keep are the ones the Division will ask for.", "source_url": "https://portal.ct.gov/dol/divisions/wage-and-workplace-standards/wage-and-hour", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "agencyClaim", "value": "The Division of Industrial Affairs takes a workplace complaint and says it is handled confidentially, with a response promised within 48 hours. Delaware sets no overtime rule of its own, so the overtime behind the complaint is the federal rule above.", "source_url": "https://industrialaffairs.delaware.gov/file-a-complaint", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "agencyClaim", "value": "The Office of Wage-Hour at the Department of Employment Services takes the claim. Do not confuse it with the department's other “File a Claim” door, which is unemployment. The District's minimum wage rose to $18.40 an hour on 1 July 2026 for every worker whatever the employer's size, and it is that rate, not the federal one, that your overtime is calculated on.", "source_url": "https://does.dc.gov/service/office-wage-hour-compliance-0", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "agencyClaim", "value": "Florida sets a minimum wage but no overtime rule of its own, so the overtime is the federal claim above and the free route is the federal Wage and Hour Division. A complaint costs nothing, and by law the Division may not disclose your name, what you complained about, or that a complaint exists.", "source_url": "https://www.dol.gov/agencies/whd/contact/complaints", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "note", "value": "Florida's minimum wage is well above the federal one, and that matters to an overtime claim: time and a half is calculated on your regular rate, and in Florida that rate starts from the higher state floor.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "agencyClaim", "value": "Georgia sets no overtime rule of its own, so the overtime is the federal claim above and the free route is the federal Wage and Hour Division. A complaint costs nothing, and by law the Division may not disclose your name, what you complained about, or that a complaint exists.", "source_url": "https://www.dol.gov/agencies/whd/contact/complaints", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "note", "value": "Georgia's own minimum wage is $5.15 and reaches only employers of six or more, and the state law excludes any job the federal Fair Labor Standards Act already covers whenever the federal rate is higher — which it is. For almost everyone in Georgia the federal rule is the rule.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "agencyClaim", "value": "The Wage Standards Division takes a complaint for unpaid wages, and it invites you to call the office first to go through your situation. Hawaii has a rule worth knowing before you do: where the employer disputes how much is owed, it must pay the part it admits to, on time and with no strings, and accepting that partial payment does not settle or release the rest.", "source_url": "https://labor.hawaii.gov/wsd/unpaid-wages/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "note", "value": "Any release your employer requires as a condition of paying you is void under those same chapters, so a signature demanded in exchange for a partial cheque does not cost you the balance. Note too that an employee guaranteed $4,000 a month or more is outside Hawaii's own minimum wage and overtime law — the federal rule above still applies.", "source_url": "https://labor.hawaii.gov/wsd/unpaid-wages/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "agencyClaim", "value": "The Department of Labor takes a wage claim online for wages due and not paid, on the same complaints page as its workforce complaints. It says plainly that where it is not authorised to handle a complaint it will refer it to the agency that is. Idaho sets no overtime rule of its own, so the overtime itself is the federal claim above.", "source_url": "https://www.labor.idaho.gov/job-seekers/complaints/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "statute", "value": "820 ILCS 105/4a", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/082001050K4a.htm", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "plainEnglish", "value": "Time and a half past 40 in a workweek, on the federal count. Illinois is worth bringing on the arithmetic alone: the state act trebles the underpayment and then adds five percent of it again for every month it stays unpaid.", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/082001050K4a.htm", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "limitationsYears", "value": "3", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/082001050K12.htm", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "penalty", "value": "Treble the amount of the underpayment, together with costs and reasonable attorney's fees, plus damages of 5% of the underpayment for each month it remains unpaid (820 ILCS 105/12(a)).", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/082001050K12.htm", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "agencyClaim", "value": "The Fair Labor Standards Division of the Department of Labor takes the complaint, and it is the division that enforces both the Minimum Wage Law — which is where the overtime rule and the treble damages above live — and the Wage Payment and Collection Act.", "source_url": "https://labor.illinois.gov/laws-rules/fls.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "agencyClaim", "value": "The Department of Labor's Wage and Hour Division takes an online wage claim. Indiana adds no overtime rule of its own beyond the federal 40 hours, but its wage-payment law is worth knowing: an employer who fails to pay on time owes the wages, your attorney's fee and court costs, and twice the wages again as liquidated damages if the court finds the failure was not in good faith.", "source_url": "https://www.in.gov/dol/wage-and-hour/wage-and-hour-home", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "agencyClaim", "value": "The Department of Inspections, Appeals and Licensing takes an Iowa wage claim, published in English and Spanish, and it will go as far as filing a lawsuit on your behalf to collect. It must be less than a year — 365 days — since the wages were due. On overtime it refers you out: its own page says to contact the federal Wage and Hour Office, which enforces overtime law.", "source_url": "https://dial.iowa.gov/i-need/claims/how-do-i-wage-claim", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "note", "value": "So Iowa is a two-office claim if you are owed both. Unpaid wages and unlawful deductions go to the state, inside 365 days; the overtime goes federal, where the clock is two years or three for a wilful violation.", "source_url": "https://dial.iowa.gov/i-need/claims/how-do-i-wage-claim", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "agencyClaim", "value": "The Office of Employment Standards takes wage claim form K-ESLR 105, online or on paper, and it is published in Spanish as well as English. A Labor Conciliator sends the claim to your employer, who has ten business days to answer in writing. You must respond to that answer or the case may be closed without an investigation. If it does not settle, there is a hearing before a presiding officer, which the agency describes as essentially a trial.", "source_url": "https://www.dol.ks.gov/labor-relations/wage-claims", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "note", "value": "The duty to reply is the trap here. Kansas closes a claim when the worker does not respond to the employer's answer, so a claim can die from silence rather than from being wrong.", "source_url": "https://www.dol.ks.gov/labor-relations/wage-claims", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "plainEnglish", "value": "On top of the federal 40-hour week, Kentucky has a seventh-day overtime law. If your employer lets you work all seven days of one workweek, the hours you work on that seventh day are owed at time and a half — whether or not the week reached 40 hours.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "agencyClaim", "value": "The Division of Wages and Hours administers and enforces Kentucky's minimum wage, overtime, wage payment, lunch and rest period, payroll deduction and wage discrimination laws, and it investigates employee complaints about them. Complaints go in through the Cabinet's own online complaint system.", "source_url": "https://elc.ky.gov/workplace-standards/Pages/Wages-and-Hours.aspx", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "note", "value": "The seventh-day law is separate from the minimum wage law, which is why it is missed. It turns on working all seven days, so a week of six long days does not reach it however many hours it ran to.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "agencyClaim", "value": "Louisiana has no state minimum wage law and no state overtime rule behind it, so the free route here is the federal Wage and Hour Division. A complaint to it costs nothing, and by law the Division may not disclose your name, what you complained about, or that a complaint exists.", "source_url": "https://www.dol.gov/agencies/whd/contact/complaints", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "note", "value": "The federal Department of Labor's state table lists Louisiana as having no state minimum wage law, so the rule above is the whole rule here and nothing is missing from this page.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "agencyClaim", "value": "The Department of Labor takes the complaint, and Maine applies an unusual rule about who handles it: in wage cases jurisdiction goes to whichever authority offers the worker the most protection, which means the one with the highest enforceable minimum wage. Where a city has set its own higher minimum, the state will refer you to that city's enforcement office.", "source_url": "https://www.maine.gov/labor/labor_laws/minimumwagefaq/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "note", "value": "One consequence reaches your overtime directly: where the employer takes a tip credit, Maine calculates overtime on the full minimum wage and not on the lower cash wage, and the employer may not take a bigger tip credit for an overtime hour than for a straight-time one.", "source_url": "https://www.maine.gov/labor/labor_laws/minimumwagefaq/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "agencyClaim", "value": "The Employment Standards Service at the Division of Labor and Industry takes a claim for problems collecting wages, overtime, tips or pay for leave. The claim form has to carry your signature and reach the Service before any investigation starts, so an unsigned form is not a filed claim.", "source_url": "https://labor.maryland.gov/labor/wagepay/wpwageissues.shtml", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "statute", "value": "M.G.L. c. 151, § 1A", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXI/Chapter151/Section1A", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "plainEnglish", "value": "Time and a half past 40, but read the exclusions first — restaurants, hotels, garages, gas stations, seasonal work, farm work and more are written out of the state rule, and for those workers the federal claim is the only one. Where it does apply, Massachusetts is the strongest remedy in the country, because treble damages are mandatory rather than discretionary.", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXI/Chapter151/Section1A", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "limitationsYears", "value": "3", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXI/Chapter149/Section150", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "penalty", "value": "\"An employee so aggrieved who prevails in such an action shall be awarded treble damages, as liquidated damages, for any lost wages and other benefits\" and shall also be awarded costs of the litigation and reasonable attorneys' fees (c. 149, § 150).", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXI/Chapter149/Section150", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "note", "value": "The Attorney General comes first: you file a complaint there and may sue 90 days later, or sooner if the Attorney General assents in writing (c. 149, § 150).", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXI/Chapter149/Section150", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "agencyClaim", "value": "The Attorney General's Fair Labor Division takes the wage complaint online. Ask for a “private right of action” letter in the comment box of that form: it is what lets you sue on your own, and it is the door to the treble damages above. Expect to hear back in three to four weeks. The limitations period for most wage and hour violations is three years.", "source_url": "https://www.mass.gov/info-details/workers-right-to-sue", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "agencyClaim", "value": "The Wage and Hour Division of the Department of Labor and Economic Opportunity takes an Online Wage and Benefit Complaint Form. For unpaid minimum wage or overtime you have three years from the violation to file it — notably longer than the twelve months the same office allows for ordinary unpaid wages and fringe benefits.", "source_url": "https://www.michigan.gov/leo/bureaus-agencies/ber/wage-and-hour/complaint", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "note", "value": "Read that gap carefully if you are owed both. The overtime half of your claim has three years at this office and the unpaid-wages half has twelve months, so waiting can leave you with half a complaint.", "source_url": "https://www.michigan.gov/leo/bureaus-agencies/ber/wage-and-hour/complaint", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "plainEnglish", "value": "Minnesota's own overtime rule starts at 48 hours in a seven-day week, not 40. That is worse than the federal rule, not better, and it matters only if your employer is one of the few not covered by the federal law — most are covered, and then the federal 40 hours is what you count to.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "agencyClaim", "value": "The Labor Standards Division of the Department of Labor and Industry helps you file a wage claim and works to recover the wages, and it says an investigator will contact you within two business days. The wage claim fact sheet is published in English, Spanish, Hmong and Somali.", "source_url": "https://dli.mn.gov/wage-claim", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "note", "value": "If you were fired, Minnesota gives your final wages a much shorter clock than your overtime: in most cases they are due within 24 hours of your demand for them, and in some circumstances within 24 hours without any demand at all.", "source_url": "https://dli.mn.gov/wage-claim", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "agencyClaim", "value": "Mississippi has no state minimum wage law and no state overtime rule behind it, so the free route here is the federal Wage and Hour Division. A complaint to it costs nothing, and by law the Division may not disclose your name, what you complained about, or that a complaint exists.", "source_url": "https://www.dol.gov/agencies/whd/contact/complaints", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "note", "value": "The federal Department of Labor's state table lists Mississippi as having no state minimum wage law, so the rule above is the whole rule here and nothing is missing from this page.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "agencyClaim", "value": "The Division of Labor Standards takes a minimum wage complaint. Missouri sets no overtime rule of its own, and its minimum wage law does not reach a retail or service business with annual gross income under $500,000 at all — where it does not, the federal rule above is the whole of the answer.", "source_url": "https://labor.mo.gov/dls/minimum-wage", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "agencyClaim", "value": "The Department of Labor and Industry takes an online wage claim, and it is one of the few state offices that says on its own page that it enforces the federal Fair Labor Standards Act as well as Montana's own wage and overtime law. The alternative it names is filing in District Court instead.", "source_url": "https://erd.dli.mt.gov/labor-standards/wage-and-hour-payment-act/filing-a-wage-claim", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "note", "value": "The Department warns on the same page that nothing you send it is confidential, which is the opposite of the federal complaint route and worth knowing before you attach anything you would not want your employer to read.", "source_url": "https://erd.dli.mt.gov/labor-standards/wage-and-hour-payment-act/filing-a-wage-claim", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "agencyClaim", "value": "The Labor Standards office of the Department of Labor takes a wage complaint form for past due or unpaid wages, payroll disputes, unauthorised deductions and minimum wage. Nebraska has no overtime rule of its own, so the overtime itself is the federal claim above.", "source_url": "https://dol.nebraska.gov/LaborStandards/wages/WageComplaint", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "statute", "value": "NRS 608.018", "source_url": "https://www.leg.state.nv.us/NRS/NRS-608.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "plainEnglish", "value": "Nevada pays daily overtime, but only below a pay line. If you earn less than one and a half times the minimum wage, anything over eight hours in a 24-hour period is time and a half. Above that line it is the ordinary 40-hour week and nothing more.", "source_url": "https://www.leg.state.nv.us/NRS/NRS-608.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "penalty", "value": "If the job ended, NRS 608.050 continues your wages at the same rate from the day you left until paid, for up to 30 days. NRS 608.140 adds a reasonable attorney fee on top of the wages and penalties found due.", "source_url": "https://www.leg.state.nv.us/NRS/NRS-608.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "note", "value": "Put the demand in writing and keep the date. Nevada allows the attorney fee only where a written demand was made at least five days before suit was brought (NRS 608.140).", "source_url": "https://www.leg.state.nv.us/NRS/NRS-608.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "agencyClaim", "value": "The Office of the Labor Commissioner takes a wage claim on its own employee form, and it is the office responsible for enforcing minimum wage, prevailing wage and overtime in Nevada.", "source_url": "https://labor.nv.gov/About/Forms/FORMS_FOR_EMPLOYEES/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "agencyClaim", "value": "The Department of Labor's Wage and Hour inspection office takes an online wage claim, and it administers the state Minimum Wage Law, RSA 279, along with the payment-of-wages rules in Administrative Rule Chapter Lab 800.", "source_url": "https://www.dol.nh.gov/inspections/wage-and-hour", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "statute", "value": "N.J.A.C. 12:56-6.1, implementing N.J.S.A. 34:11-56a4", "source_url": "https://www.law.cornell.edu/regulations/new-jersey/N-J-A-C-12-56-6-1", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "plainEnglish", "value": "Time and a half for every hour past 40 in a week, on the same weekly count the federal rule uses. What makes New Jersey worth using instead is the 2019 Wage Theft Act: six years of back wages rather than the federal two, and liquidated damages of up to 200 percent on top.", "source_url": "https://www.law.cornell.edu/regulations/new-jersey/N-J-A-C-12-56-6-1", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "limitationsYears", "value": "6", "source_url": "https://pub.njleg.state.nj.us/Bills/2018/AL19/212_.PDF", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "penalty", "value": "The wages owed plus liquidated damages of up to 200 percent of them, with costs and a reasonable attorney's fee (N.J.S.A. 34:11-56a25). A first violation escapes the liquidated damages if the employer shows the breach was an inadvertent good-faith error and pays what is owed within 30 days of notice.", "source_url": "https://pub.njleg.state.nj.us/Bills/2018/AL19/212_.PDF", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "note", "value": "You do not have to start in court. The Commissioner of Labor and Workforce Development can decide a wage claim outright where the sum in controversy is $50,000 or less (R.S. 34:11-58(c)).", "source_url": "https://pub.njleg.state.nj.us/Bills/2018/AL19/212_.PDF", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "agencyClaim", "value": "The Division of Wage and Hour and Contract Compliance takes a wage complaint through the Department of Labor's online services portal, and overtime is one of the subjects it names. If the outcome goes against you, the same portal takes an appeal.", "source_url": "https://www.nj.gov/labor/wageandhour/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "agencyClaim", "value": "The Labor Relations Division of the Department of Workforce Solutions enforces payment of wages, minimum wage and overtime under the Wage Pay Act and the Minimum Wage Act, and it takes claims for unpaid wages and investigates them. The wage claim form is published in English and Spanish. If a previous claim of yours was closed or limited under the old limits, the Division runs a re-investigation route for exactly that.", "source_url": "http://www.dws.nm.gov/en-us/Labor-Relations/Labor-Information/Wage-and-Hour", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "statute", "value": "12 NYCRR § 142-2.2", "source_url": "https://www.law.cornell.edu/regulations/new-york/12-NYCRR-142-2.2", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "plainEnglish", "value": "New York's own wage order carries the same time and a half past 40 — 44 hours for a residential employee — and it reaches workers the federal exemptions leave out, for whom the rate is one and a half times the minimum wage rather than their own. What makes the state claim worth bringing is the clock: six years back, not two.", "source_url": "https://www.law.cornell.edu/regulations/new-york/12-NYCRR-142-2.2", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "limitationsYears", "value": "6", "source_url": "https://www.nysenate.gov/legislation/laws/LAB/663", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "penalty", "value": "The full underpayment, costs, reasonable attorney's fees, and liquidated damages of 100% of the wages found due unless the employer proves a good-faith belief that it was complying (N.Y. Lab. Law § 663(1)).", "source_url": "https://www.nysenate.gov/legislation/laws/LAB/663", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "note", "value": "Section 198(1-a) takes liquidated damages up to 300% of the wages found due for a willful violation, and adds prejudgment interest.", "source_url": "https://www.nysenate.gov/legislation/laws/LAB/198", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "agencyClaim", "value": "The Division of Labor Standards takes the Labor Standards Complaint Form, form LS223, and it names overtime on its face along with unpaid wages, illegal deductions, minimum wage and missed meal periods. Expect a letter with a case number in 25 to 30 business days. The Division may decline a claim for wages earned more than three years ago.", "source_url": "https://dol.ny.gov/labor-standards-complaint-process", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "agencyClaim", "value": "The Department of Labor's Wage and Hour Bureau will not take an overtime complaint. Its own filing page lists minimum wage, overtime and wages that include overtime among the things that must go to the federal Wage and Hour Division instead. What it does take is unpaid wages excluding overtime, final paychecks, vacation pay and unauthorised deductions — and it says it will not accept those for wages due more than a year ago.", "source_url": "https://www.labor.nc.gov/workplace-rights/employee-rights-regarding-time-worked-and-wages-earned/how-file-wage-complaint", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "note", "value": "So in North Carolina the free route for overtime is the federal one, and the state office will tell you the same thing if you call it. That is not a dead end: a Wage and Hour Division complaint costs nothing, is confidential by law, and is the same claim the page above describes.", "source_url": "https://www.dol.gov/agencies/whd/contact/complaints", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "agencyClaim", "value": "The Department of Labor and Human Rights takes a wage claim and names failure to pay overtime first among its own examples, alongside unauthorised paycheck deductions and a missing final paycheck including unused PTO.", "source_url": "https://www.nd.gov/labor/wage-and-hour-topics/wage-claim", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "agencyClaim", "value": "The Division of Industrial Compliance at the Department of Commerce takes a minimum wage complaint, and it is the office that handles wage and hour matters in Ohio.", "source_url": "https://com.ohio.gov/divisions-and-programs/industrial-compliance/wage-and-hour", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "agencyClaim", "value": "The Department of Labor takes a wage claim once your wages are actually late, and Oklahoma defines late precisely: pay dates must fall within 11 days of the end of a pay period, and the employer gets 3 more days — 72 hours — after the scheduled pay date to pay. Past that window the right to file opens.", "source_url": "https://oklahoma.gov/labor/workplace-rights/wage-hour/wage-claim.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "note", "value": "Oklahoma sets no overtime rule of its own — its minimum wage law adopts the federal rate by reference — so the overtime itself is the federal claim above, whatever the state does about the timing of your paycheque.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "statute", "value": "ORS 653.261", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors653.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "plainEnglish", "value": "Oregon's overtime threshold is set by rule rather than by statute: ORS 653.261 lets the labour commissioner fix maximum hours, \"but not less than eight hours per day or 40 hours per workweek\". What is distinctly Oregon is the penalty for not paying up when the job ends — your wages keep running at eight hours a day for up to 30 days.", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors653.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "penalty", "value": "The full amount of the wages, plus the penalty wages of ORS 652.150: your pay continues at the same hourly rate for eight hours a day until paid, for up to 30 days. Give written notice of the nonpayment and the penalty is capped at 100 percent of the unpaid wages, unless the employer still fails to pay within 12 days of that notice.", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors652.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "note", "value": "ORS 653.055 is what joins the two: an employer who pays less than the required wage owes the wages and the ORS 652.150 penalties, and an agreement to work for less is no defence.", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors653.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "agencyClaim", "value": "The Bureau of Labor and Industries takes a wage claim through its Complaint Resolution Center, and unpaid overtime is one of the things it names a wage claim for, alongside not being paid at all, being paid under the minimum wage, and a missing final paycheck.", "source_url": "https://www.oregon.gov/boli/workers/pages/wageclaim.aspx", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "statute", "value": "43 P.S. § 333.104(c)", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/US/HTM/1968/0/0005..HTM", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "plainEnglish", "value": "Time and a half for hours over 40 in a workweek, and nothing extra for a long day — Pennsylvania has no daily overtime. The state claim carries no multiplier of its own: it gets you the unpaid wage, costs, and a reasonable attorney's fee.", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/US/HTM/1968/0/0005..HTM", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "penalty", "value": "The full amount of the wage owed less anything already paid, together with costs and such reasonable attorney's fees as the court allows (43 P.S. § 333.113).", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/US/HTM/1968/0/0005..HTM", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "note", "value": "The rate rule is spelled out again in the regulations, at 34 Pa. Code § 231.41.", "source_url": "https://www.pacodeandbulletin.gov/Display/pacode?file=/secure/pacode/data/034/chapter231/s231.41.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "agencyClaim", "value": "Pennsylvania has a separate Minimum Wage and Overtime Complaint, which is not the same form as the wage-payment one — send overtime to the wrong queue and it sits there. The Department of Labor and Industry investigates it, the online form times out after 20 minutes, and the paper version can go by fax, email or post to the Bureau of Labor Law Compliance in Harrisburg. It is published in Spanish as well as English.", "source_url": "https://www.pa.gov/services/dli/file-a-minimum-wage-and-overtime-complaint", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "agencyClaim", "value": "The Labor Standards unit of the Department of Labor and Training investigates wage complaints and names overtime among them, alongside minimum wage, payment of wages, and Sunday and holiday premium pay.", "source_url": "https://dlt.ri.gov/regulation-and-safety/labor-standards/wage-complaints", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "note", "value": "Rhode Island is one of the few states that requires time and a half for Sunday and holiday work in retail and certain other businesses, which is separate from overtime and can be owed in a week you never worked 40 hours.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "agencyClaim", "value": "The Office of Wages and Child Labor at the Department of Labor, Licensing and Regulation handles payment of wages. South Carolina has no state minimum wage law and so no state overtime rule, which means the overtime itself is the federal claim above and the federal Wage and Hour Division is the office that enforces it.", "source_url": "https://llr.sc.gov/wage/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "note", "value": "The federal Department of Labor's state table lists South Carolina among the states with no minimum wage law at all, so there is no second layer of state overtime rules to look for here.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "agencyClaim", "value": "The Department of Labor and Regulation takes a Claim of Unpaid Wages form for wages owed or for not being paid at least the minimum wage. South Dakota sets no overtime rule of its own, so the overtime part of the claim rests on the federal rule above.", "source_url": "https://dlr.sd.gov/employment_laws/wage_hour_issues.aspx", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "agencyClaim", "value": "The Labor Standards Unit takes a wage claim online and then sends you a Statement of Wage Claim Form with an inspector's name on it, which you have to sign and send back before anything starts. The employer gets 20 calendar days to put it right; after that the claim goes to the Central Office for review and a possible penalty. If the claim is outside the unit's jurisdiction it is closed and you are referred elsewhere.", "source_url": "https://www.tn.gov/workforce/employees/labor-laws/labor-laws-redirect/wages-breaks/wcf.html", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "note", "value": "Tennessee has no state minimum wage law, so it has no state overtime rule either, and overtime is one of the things the unit is likely to refer on. The federal claim above is the claim.", "source_url": "https://www.dol.gov/agencies/whd/minimum-wage/state", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "statute", "value": "Tex. Lab. Code § 61.051 (Texas Payday Law)", "source_url": "https://www.twc.texas.gov/programs/wage-and-hour/texas-payday-law", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "plainEnglish", "value": "Texas has no overtime law of its own, so the right above is the whole of the right. What Texas adds is a way to collect it that costs nothing to start: a wage claim filed with the Texas Workforce Commission, which investigates and orders payment. It has to be filed within 180 days of the date the wages were due.", "source_url": "https://www.twc.texas.gov/programs/wage-and-hour/texas-payday-law", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "note", "value": "The 180 days is the Workforce Commission's deadline, not the federal one. Miss it and you lose the free route, not the claim: the federal case above still has two years, or three if the violation was willful.", "source_url": "https://www.twc.texas.gov/programs/wage-and-hour/texas-payday-law", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "agencyClaim", "value": "The Texas Workforce Commission takes a Payday Law wage claim online or on paper, and it must be received within 180 days of the date the wages were due — the date it arrives is the date that counts. If part of what you are owed falls inside the 180 days and part outside, file for the part inside. There is a limit on how much the Commission may award, and it cannot touch a claim at all once the employer is in bankruptcy.", "source_url": "https://www.twc.texas.gov/programs/wage-and-hour/texas-payday-law", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "agencyClaim", "value": "The Wage Claim Unit of the Utah Antidiscrimination and Labor Division does more than investigate: its own description is that it processes, investigates, mediates, adjudicates and files judgments on wage claims. A judgment from it is enforceable the way a court's is, which is unusual for a state wage office.", "source_url": "https://laborcommission.utah.gov/divisions/utah-antidiscrimination-and-labor-uald/wage-claim/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "agencyClaim", "value": "The Department of Labor's Wage and Hour programme takes an Online Wage Claim Form, and the department keeps a Wage and Hour contact line beside it for questions before you file.", "source_url": "https://labor.vermont.gov/form/online-wage-claim-form", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "agencyClaim", "value": "Beginning 1 July 2026 the Department of Labor and Industry may investigate and enforce overtime, which it could not do before. Its Payment of Wage Unit takes the claim on a form you file yourself. For overtime earned before that date the Department says to go to the federal Wage and Hour Division instead, or to sue.", "source_url": "https://doli.virginia.gov/programs/labor-law/payment-of-wage/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "note", "value": "Which side of 1 July 2026 your unpaid hours fall on decides which door you knock on, and nothing else about the claim changes. The federal claim behind it is the same claim either way, with the same two years, or three if the violation was willful.", "source_url": "https://doli.virginia.gov/programs/labor-law/payment-of-wage/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "statute", "value": "RCW 49.46.130", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=49.46.130", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "plainEnglish", "value": "Time and a half past 40 hours in a workweek. Washington sets no daily overtime, so a fourteen-hour Tuesday inside a 38-hour week is not overtime here. The reason to bring the state claim is the exemplary damages: a withholding that was wilful and meant to deprive you is worth double.", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=49.46.130", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "penalty", "value": "Twice the amount of the wages unlawfully withheld, by way of exemplary damages, together with costs of suit and a reasonable sum for attorney's fees (RCW 49.52.070).", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=49.52.070", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "agencyClaim", "value": "Labor and Industries takes a Workplace Rights Complaint online. Its own guidance is worth reading before you file: hours you worked without permission still have to be paid, even if you can be disciplined for working them, and any agreed wage above the minimum has to be used in the overtime calculation rather than the minimum wage.", "source_url": "https://lni.wa.gov/workers-rights/wages/getting-paid", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "agencyClaim", "value": "The Wage and Hour Section of the Division of Labor enforces state wage payment and minimum wage law, but it says on its own page that the payment of overtime wages is preempted by federal statute and therefore enforced by federal agencies. So the overtime half of your claim goes to the federal Wage and Hour Division, and the state office keeps the rest.", "source_url": "https://labor.wv.gov/wage-hour-section", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "agencyClaim", "value": "The Equal Rights Division takes a Labor Standards Complaint online, and hours of work and overtime are named on the form's own list of what it is for, alongside wage payment and collection. You sign in with a MyWisconsin ID to file it.", "source_url": "https://dwd.wisconsin.gov/er/complaints/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "agencyClaim", "value": "The Labor Standards Division of the Department of Workforce Services takes a Claim for Wages, filed online. Filing it authorises the Division to collect the money for you, and to settle for less than the full amount if it cannot get all of it — if it does that you have ten days to object in writing.", "source_url": "https://dws.wyo.gov/dws-division/labor-standards/file-a-claim-for-wages/", "verified_on": "" }, { "claim": "unpaid-overtime", "claim_label": "unpaid overtime", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "note", "value": "The Division only takes work performed in Wyoming, and it says a very old claim should go to the federal Wage and Hour Division instead — it names the Salt Lake City office by address.", "source_url": "https://dws.wyo.gov/dws-division/labor-standards/file-a-claim-for-wages/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "agencyClaim", "value": "The Attorney General's Consumer Interest Division takes the complaint, online or on paper, and it costs nothing. Alabama licenses no collection agencies and has no debt collection act of its own, so this office is acting on the state's general consumer protection law rather than on a collection statute. The FDCPA claim itself is still yours to bring, and the complaint does not replace it.", "source_url": "https://www.alabamaag.gov/consumer-complaint/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "agencyClaim", "value": "The Consumer Protection Unit of the Department of Law takes the complaint at no charge. It is worth knowing what the office is before you file: it enforces Alaska's unfair trade practices act in the public interest and mediates, and it does not act as your attorney. A collection agency operating in Alaska is separately licensed by the Division of Corporations, Business and Professional Licensing.", "source_url": "https://law.alaska.gov/department/civil/consumer/cpindex.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection and Advocacy Section takes the complaint online and it costs nothing. Arizona has no debt collection practices act of its own, so what this office enforces is the Consumer Fraud Act. Collection agencies operating in Arizona are licensed separately by the Department of Insurance and Financial Institutions, and an unlicensed collector is a fact worth putting in the complaint.", "source_url": "https://www.azag.gov/consumer", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "agencyClaim", "value": "Arkansas is one of only two states with an office that does this and nothing else. The State Board of Collection Agencies, inside the Department of Labor and Licensing, says in its own words: if you feel that a collection agency has treated you unfairly or has violated the law, you may file a complaint, and it will review the complaint, contact the collection agency, and try to resolve your problem. It licenses the agencies it hears complaints about, which is the leverage an attorney general's office does not have.", "source_url": "https://www.labor.arkansas.gov/wp-content/uploads/Complaint_Form-rev2023.pdf", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "note", "value": "The Attorney General's office keeps a separate consumer route for debt and finance complaints, so a collector that is not a licensed agency still has somewhere to go.", "source_url": "https://arkansasag.gov/divisions/public-protection/finances/additional-resources/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "statute", "value": "Cal. Civ. Code § 1788.17", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1788.17&lawCode=CIV", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "plainEnglish", "value": "California's Rosenthal Act does the thing the federal Act does not: it reaches the original creditor collecting its own debt, not just the agency it hired. It works by adopting the federal rules wholesale — every debt collector collecting a consumer debt must comply with 15 U.S.C. §§ 1692b to 1692j and is subject to the remedies in § 1692k. So the conduct rules are the federal ones and the question the state law changes is who they apply to.", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1788.17&lawCode=CIV", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "penalty", "value": "Actual damages, and for a willful and knowing violation a penalty the court sets at not less than $100 and not more than $1,000 on top. The prevailing party is entitled to the costs of the action (Cal. Civ. Code § 1788.30).", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1788.30&lawCode=CIV", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "agencyClaim", "value": "The Department of Financial Protection and Innovation takes a complaint about a debt collector online, and it names debt collectors on the list of who it takes complaints about. Since the Debt Collection Licensing Act, a collector operating in California holds a DFPI licence — so this office can deny, suspend or revoke it, take possession of a licensee, bar individuals from the industry, and levy penalties. It is enforcement, not recovery: the money comes from the Rosenthal claim above.", "source_url": "https://dfpi.ca.gov/submit-a-complaint/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "agencyClaim", "value": "The Collection Agency Board, inside the Attorney General's Consumer Credit Unit, enforces the Colorado Fair Debt Collection Practices Act — a state law of its own, not a copy of the federal one. In its own words the program licenses collection agencies, investigates complaints about collection agencies, and takes appropriate disciplinary or legal action when a collection agency violates the law. Same unit also covers debt management and student loan servicing.", "source_url": "https://coag.gov/office-sections/consumer-protection/consumer-credit-unit/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "statute", "value": "Conn. Gen. Stat. § 36a-648", "source_url": "https://www.cga.ct.gov/current/pub/chap_669.htm", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "plainEnglish", "value": "Connecticut writes the rule against the creditor, not only against the agency. A creditor who uses an abusive, harassing, fraudulent, deceptive or misleading representation, device or practice to collect a debt is liable to the person it did it to. That is a state claim against the company you originally owed, which is the half of the field the federal Act mostly leaves alone.", "source_url": "https://www.cga.ct.gov/current/pub/chap_669.htm", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "penalty", "value": "Actual damages, and for an individual such additional damages as the court may award up to $1,000 (Conn. Gen. Stat. § 36a-648(a)).", "source_url": "https://www.cga.ct.gov/current/pub/chap_669.htm", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "agencyClaim", "value": "The Department of Banking licenses the consumer collection agencies that collect from Connecticut residents, and takes the complaint. Its own order of operations: try the agency first, then check whether it is licensed — the Department also accepts complaints against unlicensed companies collecting on Connecticut residents, which is a separate and more serious thing to be able to report.", "source_url": "https://portal.ct.gov/DOB/Consumer/Consumer-Complaints/Collection-Agency", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "agencyClaim", "value": "The Consumer Protection Unit of the Department of Justice takes the complaint and mediates it at no cost. Delaware has no debt collection practices act of its own, so the state claim here is the general consumer fraud one and the specific claim is the federal one above.", "source_url": "https://attorneygeneral.delaware.gov/fraud/cpu/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "agencyClaim", "value": "The Office of the Attorney General's consumer protection section takes the complaint. The District is not a state and its consumer protection law is its own: the Consumer Protection Procedures Act is enforced both by that office and by private suit, which is a second route the reader has here that they do not have in most states.", "source_url": "https://oag.dc.gov/consumer-protection", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "statute", "value": "Fla. Stat. § 559.72", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0559/Sections/0559.72.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "plainEnglish", "value": "Florida's Consumer Collection Practices Act is written against “a person” collecting a consumer debt, not against debt collectors as a defined class — so it reaches the original creditor as well as the agency. Its list is its own: no simulating a law enforcement officer or a government agency, no force or threats, no telling a debtor who disputes the debt that their credit reputation will be disclosed to others.", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0559/Sections/0559.72.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "penalty", "value": "Actual damages plus additional statutory damages the court may allow up to $1,000, together with court costs and reasonable attorney's fees. In setting the statutory damages the court weighs the nature of the noncompliance, how frequent and persistent it was, and how intentional (Fla. Stat. § 559.77(2)).", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0559/Sections/0559.77.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "limitationsYears", "value": "2", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0559/Sections/0559.77.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "note", "value": "Two years to file, and it runs from the date the violation occurred — twice the federal year, and the reason a Florida reader who is out of time federally should check this one before giving up (Fla. Stat. § 559.77(4)).", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0559/Sections/0559.77.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "agencyClaim", "value": "A consumer collection agency has to be registered with the Office of Financial Regulation to collect in Florida, and that office takes the complaint. Read its limit before you file: OFR enforces financial regulation and does not intervene on behalf of individuals or mediate private disputes — if your purpose is to recover money, it points you to arbitration, mediation or the courts, which is what the two-year claim above is for.", "source_url": "https://flofr.gov/divisions-offices/division-of-consumer-finance/consumer-collection-agencies", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "agencyClaim", "value": "Georgia Consumer Protection publishes a debt collectors page of its own, and it is written for exactly this reader: you may be receiving telephone calls demanding that you pay a debt, and the rules are there to protect you from harassment, abuse and invasion of privacy. Georgia does not license collection agencies and has no collection practices act of its own, so what the office enforces is the Fair Business Practices Act.", "source_url": "https://consumer.georgia.gov/consumer-topics/debt-collectors", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "agencyClaim", "value": "The Office of Consumer Protection, in the Department of Commerce and Consumer Affairs, takes the complaint at no charge and mediates it. Hawaii licenses collection agencies separately under its own chapter, so a collector working the islands is a licensee and the licence is something it can be asked about.", "source_url": "https://cca.hawaii.gov/ocp/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "agencyClaim", "value": "The Department of Finance licenses collection agencies under the Idaho Collection Agency Act and takes the complaint. This is a financial regulator rather than an attorney general, and the difference is the licence: a collector operating in Idaho without one is committing a separate violation from whatever it did to you, and that is worth naming when you file.", "source_url": "https://www.finance.idaho.gov/consumer-finance/collection-agency/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "agencyClaim", "value": "The Division of Financial Institutions at IDFPR licenses, charters and examines collection agencies, and it is where the complaint goes. One thing to expect: by Illinois law everything the Department collects during an examination or investigation of a licensee is confidential and cannot be publicly disclosed, complaints included — so you will not see the file, and the outcome you can act on is the private claim, not the investigation.", "source_url": "https://idfpr.illinois.gov/admin/dfi/dficomplaint.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "note", "value": "The Collection Agency Act has been Illinois law since the mid-1970s and states its purpose on its face: to eliminate abusive debt collecting practices by licensed collection agencies, and to see that agencies which refrain from them are not competitively disadvantaged.", "source_url": "https://idfpr.illinois.gov/profs/collections.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Division takes the complaint and it costs nothing to file. Indiana has no debt collection practices act of its own, so the state law behind the complaint is the Deceptive Consumer Sales Act, and the specific claim about the conduct is the federal one above.", "source_url": "https://www.in.gov/attorneygeneral/consumer-protection-division/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Division takes the complaint, and Iowa keeps its debt collection rules inside the Iowa Consumer Credit Code rather than in a standalone collection act. Filing costs nothing and the office mediates; it does not appear in court for you.", "source_url": "https://www.iowaattorneygeneral.gov/for-consumers", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Division takes the complaint. What it enforces is the Kansas Consumer Protection Act, and the office describes its own work as educating consumers and businesses about deceptive and unconscionable practices and suing those who engage in them — preventing future harm first, putting money back in consumers' pockets second. Your own FDCPA claim is the part that is about your money.", "source_url": "https://www.ag.ks.gov/file-a-complaint/consumer-protection", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "agencyClaim", "value": "The Attorney General's Office of Consumer Protection takes the Consumer Complaint and Mediation Request form. One instruction is specific to this claim and easy to miss: if your complaint involves a debt collector, complete the section that requires third party authorization, or the office cannot talk to the collector about your account. The office states plainly that it cannot act as your private attorney and cannot sue only to recover money for you.", "source_url": "https://www.ag.ky.gov/Resources/Consumer-Resources/Consumers/Pages/Consumer-Complaints.aspx", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "agencyClaim", "value": "The Office of Financial Institutions is the state regulator here, and it takes the complaint. Louisiana keeps its collection rules inside the Consumer Credit Law rather than a standalone act, so a collector's exposure in Louisiana runs through the credit statute and the federal Act above rather than through a state fair-collection statute.", "source_url": "https://ofi.la.gov/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "statute", "value": "32 M.R.S. § 11013", "source_url": "https://legislature.maine.gov/statutes/32/title32sec11013.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "plainEnglish", "value": "Maine wrote the federal rules into its own statute rather than pointing at them. A debt collector may not engage in conduct the natural consequence of which is to harass, oppress or abuse anyone; may not use a false, deceptive or misleading representation; and may not use unfair or unconscionable means — including collecting any interest, fee or charge that the agreement or the law does not actually authorize.", "source_url": "https://legislature.maine.gov/statutes/32/title32sec11013.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "note", "value": "Maine also limits what a collector may report about you: it may not report credit or debt information to a credit bureau solely in its own name, and there are separate limits on reporting overdue medical expenses.", "source_url": "https://legislature.maine.gov/statutes/32/title32sec11013.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "agencyClaim", "value": "The Bureau of Consumer Credit Protection licenses debt collectors in Maine and takes the complaint. It is a licensing regulator that also runs compliance examinations, so a complaint here lands somewhere that already has a file on the company. Licences run for a year and expire on 31 December, which means an unlicensed collector is a check anyone can make.", "source_url": "https://www.maine.gov/pfr/consumercredit/industry/licensing/debt_collector.htm", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "statute", "value": "Md. Code, Com. Law § 14-202", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl§ion=14-202", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "plainEnglish", "value": "Maryland's Consumer Debt Collection Act writes the prohibitions against a “collector”, and the list is short and blunt: no force or threats of it, no threatening criminal prosecution unless the transaction actually involved a crime, and no disclosing or threatening to disclose information that damages your credit reputation when the collector knows the information is false.", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl§ion=14-202", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Division takes the complaint and mediates it at no cost. Maryland separately licenses collection agencies through the Office of Financial Regulation, so there are two places a Maryland complaint can land and the licensing one has the sharper tool.", "source_url": "https://www.marylandattorneygeneral.gov/Pages/CPD/default.aspx", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "agencyClaim", "value": "Massachusetts splits the complaint by who the company is, and getting it right matters. A debt collection company is licensed by the Division of Banks and complaints about one go there; a debt buyer goes to the Attorney General's Consumer Advocacy and Response Division instead. Both are free, and you can check any collector's licence through NMLS before you file.", "source_url": "https://www.mass.gov/info-details/fair-debt-collection", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "note", "value": "The Attorney General's debt collection regulations, 940 CMR 7.00, define unfair and deceptive collection practices — and they apply to original creditors and their attorneys as well as to agencies and debt buyers. A violation of those regulations is a violation of Chapter 93A, which is what carries the damages. The Division of Banks has its own set at 209 CMR 18.00.", "source_url": "https://www.mass.gov/info-details/fair-debt-collection", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "statute", "value": "Mich. Comp. Laws § 445.252", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-252", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "plainEnglish", "value": "Michigan's Regulation of Collection Practices Act writes its prohibitions against a “regulated person”, which is broader than the federal defined class. What makes it worth using is not the list but the arithmetic underneath it, which is on the penalty row: a wilful violation is trebled.", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-252", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "penalty", "value": "Actual damages or $50, whichever is greater. If the court finds the violation was wilful it may assess a civil fine of not less than three times the actual damages, or $150, whichever is greater, plus attorney's fees and court costs (Mich. Comp. Laws § 445.257).", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-257", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection team takes the complaint. Michigan licenses collection agencies separately through LARA, so an unlicensed collector is a second complaint to a second office and a fact worth establishing before you file either.", "source_url": "https://www.michigan.gov/ag/consumer-protection", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "statute", "value": "Minn. Stat. § 332.37", "source_url": "https://www.revisor.mn.gov/statutes/cite/332.37", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "plainEnglish", "value": "Minnesota writes its prohibitions against a collection agency, a debt buyer, or a collector — all three named, which is broader than the federal class. Two of its rules have no federal equivalent: a collector may not threaten wage garnishment or a lawsuit by a particular lawyer unless it has actually retained that lawyer, and it may not use sheriffs or other process servers in collecting a claim except when they are performing their legally authorized duties.", "source_url": "https://www.revisor.mn.gov/statutes/cite/332.37", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "agencyClaim", "value": "The Department of Commerce licenses collection agencies and registers individual debt collectors in Minnesota, and it can suspend or cancel a licence when one breaks the law. Complaints go through its online portal, which lets you message the investigator and add documents while the investigation runs — a level of contact most state complaint routes do not offer. The Attorney General publishes the consumer-facing guide.", "source_url": "https://www.ag.state.mn.us/Consumer/Finance/Debt.asp", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Division takes the complaint at no cost. Mississippi licenses no collection agencies and has no collection practices act of its own, so the federal claim above is the whole of the specific law here and this office is enforcing the general consumer protection statute behind it.", "source_url": "https://www.ago.state.ms.us/divisions/consumer-protection/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Unit takes the complaint. What Missouri enforces is the Merchandising Practices Act, which is a general unfair-practices statute rather than a collection statute — so the conduct rules a Missouri reader relies on are the federal ones above, and this office is the free place to report a pattern of them.", "source_url": "https://ago.mo.gov/civil-division/consumer/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "agencyClaim", "value": "The Office of Consumer Protection at the Department of Justice takes the complaint on its own form, and debt collection is one of the subjects it names alongside contract disputes, credit card issues and billing disputes. It asks you to try the business first and to explain what you did in good faith to resolve it. Investigators evaluate the complaint and keep it on file to monitor illegal practices in the marketplace, which is the honest description of what one complaint does.", "source_url": "https://dojmt.gov/wp-content/uploads/100-Consumer-Complaint-Form.pdf", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Division takes the complaint and it is free. Nebraska has no fair debt collection act of its own, so the specific rules are the federal ones above and the state route is the general Consumer Protection Act.", "source_url": "https://ago.nebraska.gov/consumer-protection", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "statute", "value": "NRS 649.370", "source_url": "https://www.leg.state.nv.us/NRS/NRS-649.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "plainEnglish", "value": "Nevada does something short and unusually useful: a violation of any provision of the federal Fair Debt Collection Practices Act, or of any regulation under it, is deemed to be a violation of Nevada's collection agency chapter. That turns your federal complaint into a licensing violation in front of the office that issued the collector's licence.", "source_url": "https://www.leg.state.nv.us/NRS/NRS-649.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "agencyClaim", "value": "The Financial Institutions Division licenses collection agencies in Nevada and takes a verified complaint. Because of the section above, the same conduct that is an FDCPA violation is a violation of the licence — the Commissioner can investigate, hold an informal hearing, order a collector to cease and desist, and fine an unlicensed one.", "source_url": "https://fid.nv.gov/Complaints/Complaints/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "agencyClaim", "value": "Two offices, and they do different things. The Banking Department takes a written complaint about a licensee, reviews whether it has jurisdiction, forwards the complaint to the company and acknowledges it to you. For debt collection specifically the Department of Justice's Consumer Protection and Antitrust Bureau is the office that handles it. Neither costs anything.", "source_url": "https://www.banking.nh.gov/consumer-assistance/consumer-complaints", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "agencyClaim", "value": "The Division of Consumer Affairs takes the complaint, and it publishes a Debt Collection Handbook of its own that tells you to contact the Division if you think a collector has broken the law. Its instruction on how to file is specific: explain in detail, with photocopies rather than originals, what the problem is, who it is with, what you have already done, and the collector's name and current address.", "source_url": "https://www.njconsumeraffairs.gov/News/Brochures/Debt-Collection-Handbook.pdf", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "agencyClaim", "value": "The Financial Institutions Division licenses all third-party debt collection in New Mexico — collection agencies, branches, managers and repossessors — under the Collection Agency Regulatory Act, and each business files an initial application and renews annually. Check its “who we regulate” page first: the Division takes complaints about its own licensees. It states plainly that it is not your lawyer, and that if you are represented or a case is already pending it will document your complaint but not mediate it.", "source_url": "https://www.rld.nm.gov/financial-institutions/who-we-regulate/collection-agencies-branches-managers-and-repossessors/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "statute", "value": "23 NYCRR Part 1", "source_url": "https://www.dfs.ny.gov/faqs/industry_faqs/debt", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "plainEnglish", "value": "New York's own debt collection regulation goes past the federal Act on the one point that decides most disputes: proof. Ask a collector to substantiate the debt and it has 60 days to produce the records — and if it does not, it must stop collecting until it does. It also requires written confirmation of any payment arrangement, account statements at least quarterly while you are paying, and a specific warning before it accepts a payment on a debt that is already too old to sue on.", "source_url": "https://www.dfs.ny.gov/faqs/industry_faqs/debt", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "note", "value": "Read the scope before you rely on it. Part 1 applies to third-party collectors and debt buyers, and not to an original creditor collecting its own account, to a debt already reduced to judgment, or to a tort claim or utility bill where no credit was extended.", "source_url": "https://www.dfs.ny.gov/faqs/industry_faqs/debt", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "agencyClaim", "value": "The Attorney General is the office New York points consumers to for a debt collection complaint, and it is free. The Department of Financial Services is the other half of the picture: it wrote and enforces Part 1 above, and it has brought charges against collectors for pursuing debts they could not prove they owned.", "source_url": "https://ag.ny.gov/publications/managing-debt-overload", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "statute", "value": "N.C. Gen. Stat. § 75-56", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/ByArticle/Chapter_75/Article_2.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "plainEnglish", "value": "North Carolina is the strongest state statute in the country on the arithmetic, and it is a private action rather than a regulator's. Its Article 2 is the exclusive definition of unfair or deceptive practices in debt collection in the state, so a collector's conduct is measured against that article and nothing else.", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/ByArticle/Chapter_75/Article_2.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "penalty", "value": "Actual damages, plus civil penalties the court may allow of not less than five hundred dollars ($500.00) and not greater than four thousand dollars ($4,000) for each violation (N.C. Gen. Stat. § 75-56(b)). Per violation, with a floor — a handful of calls is a four-figure claim before actual damages.", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/ByArticle/Chapter_75/Article_2.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "agencyClaim", "value": "The Department of Justice takes a consumer complaint at no cost. In North Carolina the complaint is the smaller half of the answer: the statute above gives you a private action with a $500 floor per violation, and that is the route the numbers point to.", "source_url": "https://ncdoj.gov/file-a-complaint/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "agencyClaim", "value": "The Attorney General's consumer protection office takes the complaint. North Dakota licenses collection agencies through the Department of Financial Institutions, so a collector working the state holds a state licence and an unlicensed one is a separate and reportable problem.", "source_url": "https://attorneygeneral.nd.gov/consumer-resources/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Section takes the complaint online at no cost. Ohio has no standalone collection practices act; what the office enforces is the Consumer Sales Practices Act, and the conduct rules a reader relies on are the federal ones above.", "source_url": "https://www.ohioattorneygeneral.gov/Individuals-and-Families/Consumers/File-a-Complaint", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Unit takes the complaint, and its process is written down: a consumer specialist reviews it and forwards it to the business named, which has 10 days to respond. If the business responds, the office sends you the response for further comment. That written mediation resolves a good share of complaints, and it costs nothing.", "source_url": "https://oklahoma.gov/oag/complaints-tiplines/complaints/consumer.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "statute", "value": "ORS 646.641", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "plainEnglish", "value": "Oregon gives you a civil action for an unlawful collection practice with a floor rather than a ceiling, and it is one of the few state statutes that puts punitive damages on the table for this conduct. The catch is the standard: the use of the practice has to have been willful.", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "penalty", "value": "An injunction, or actual damages or $1,000, whichever is greater. The court or the jury may award punitive damages on top, and the court may give whatever equitable relief it thinks necessary or proper (ORS 646.641(1)).", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors646.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "agencyClaim", "value": "The Division of Financial Regulation licenses collection agencies in Oregon and takes the complaint. It is the licensing regulator, so the complaint goes to the office holding the collector's permission to operate — and the money claim is the statute above, not the complaint.", "source_url": "https://dfr.oregon.gov/help/complaints-licenses/Pages/file-complaint.aspx", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "agencyClaim", "value": "The Attorney General's Bureau of Consumer Protection takes the complaint online at no cost. Pennsylvania's own statute here is the Fair Credit Extension Uniformity Act, which makes a violation of the federal Act an unfair practice under state law as well — so the same conduct is actionable twice, and this office is the free half.", "source_url": "https://www.attorneygeneral.gov/submit-a-complaint/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "agencyClaim", "value": "The Banking Division of the Department of Business Regulation licenses debt collectors in Rhode Island and takes written consumer complaints. It says it will promptly acknowledge the complaint and advise you of any action taken, and the Division handles several hundred consumer complaints and inquiries a year.", "source_url": "https://dbr.ri.gov/divisions/banking/complaint.php", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "agencyClaim", "value": "The Department of Consumer Affairs is a standalone consumer agency rather than a division of the attorney general's office, and it takes the complaint. South Carolina keeps its collection rules inside the Consumer Protection Code, so what a collector owes you here is largely the federal duty above with a state office behind it.", "source_url": "https://consumer.sc.gov/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "agencyClaim", "value": "The Attorney General's Division of Consumer Protection takes the complaint at no cost. South Dakota has no fair debt collection act of its own, so the rules a collector must follow here are the federal ones above and this office is where a pattern of breaking them gets reported.", "source_url": "https://consumer.sd.gov/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "agencyClaim", "value": "Tennessee is the other state with a board that does only this. The Collection Service Board was created in 1981 to regulate the collection industry, and its complaint process runs on a clock: the board office sends the collector a request for a written response within fifteen days of receiving your complaint, and the collector has twenty days to answer. Your complaint and its response then go to the board's legal counsel. The board can assess civil penalties.", "source_url": "https://www.tn.gov/commerce/regboards/collections/consumer/complaint.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "agencyClaim", "value": "Texas splits it by who is calling, and picking wrong costs you weeks. If the collector is a third-party agency, the Attorney General's consumer protection office is the one that takes it. If it is an OCCC-licensed lender collecting its own loan, the Office of Consumer Credit Commissioner takes it, and that office runs a consumer assistance helpline for exactly this question.", "source_url": "https://occc.texas.gov/consumers/file-a-complaint/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "note", "value": "Texas has its own Debt Collection Act, and the regulator's summary of it names the practices it sees most: excessive numbers of telephone calls to debtors, misrepresenting the facts to third parties, threats of arrest, and illegal repossession. Unlike the federal Act it is not limited to third-party collectors, so an original creditor's conduct is reachable here.", "source_url": "https://occc.texas.gov/consumers/debt-collection-practices/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "agencyClaim", "value": "The Division of Consumer Protection takes the complaint, and it warns that filing may result in an investigation and legal action by the Division rather than a refund to you. Attach the documents: contracts, receipts, proof of payment, emails, texts, screenshots, recordings.", "source_url": "https://services.dcp.utah.gov/s/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "note", "value": "Utah stopped registering collection agencies. House Bill 20 repealed Utah Code §§ 12-1-1 through 12-1-10 effective 3 May 2023, and the Division of Corporations and Commercial Code no longer requires a collection agency to register or to post the bond that went with it. A Utah reader checking whether a collector is licensed here will find there is no longer a licence to check.", "source_url": "https://le.utah.gov/xcode/Title12/Chapter1/12-1-S11.html", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "agencyClaim", "value": "The Consumer Assistance Program takes the complaint — it is run by the Attorney General's office with the University of Vermont, and it is free. Vermont's collection rules live in the Consumer Protection Act and the Attorney General's own consumer protection rules rather than in a standalone collection statute.", "source_url": "https://ago.vermont.gov/cap", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Section takes the complaint at no cost and mediates it. Virginia has no fair debt collection statute of its own, so the conduct rules are the federal ones above and the state law behind the complaint is the Consumer Protection Act.", "source_url": "https://www.oag.state.va.us/consumer-protection", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "statute", "value": "RCW 19.16.250", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=19.16.250", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "plainEnglish", "value": "Washington's Collection Agency Act writes its prohibitions against a licensee, and the first one is aimed at the industry rather than at you: a licensee may not directly or indirectly aid or abet an unlicensed person to work as a collection agency in the state, or take money from one. In Washington, in other words, using an unlicensed collector is itself the violation.", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=19.16.250", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "agencyClaim", "value": "The Department of Licensing licenses collection agencies in Washington, and it is the office that can act on the licence. A violation of the Collection Agency Act is also a per se violation of the state Consumer Protection Act, which is what carries damages and fees — so the complaint and the private claim are two halves of one answer here.", "source_url": "https://dol.wa.gov/professional-licenses/collection-agencies", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "statute", "value": "W. Va. Code § 46A-2-125", "source_url": "https://code.wvlegislature.gov/46A-2-125/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "plainEnglish", "value": "West Virginia's Consumer Credit and Protection Act is the most expensive state statute in the country to violate, and it reaches creditors as well as collectors. The prohibited practices include unreasonable publication of your indebtedness and repeated calls made to annoy or harass — the same conduct the federal Act names, priced very differently.", "source_url": "https://code.wvlegislature.gov/46A-2-125/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "penalty", "value": "Actual damages, and a penalty of $1,000 per violation. The aggregate penalty is capped at the greater of $175,000 or the total alleged outstanding indebtedness, and in a class action that cap applies severally to each named plaintiff and each class member (W. Va. Code § 46A-5-101(1)).", "source_url": "https://code.wvlegislature.gov/46A-5-101/", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection Division takes the complaint by post, by email or on an online form, and it is free. One instruction is specific to this claim: if your complaint is against a debt collector, give the name, address and telephone number of the original creditor as well.", "source_url": "https://ago.wv.gov/consumer-protection/file-complaint-consumer-protection-division", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "statute", "value": "Wis. Stat. § 427.104", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/427/104", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "plainEnglish", "value": "The Wisconsin Consumer Act binds anyone collecting a debt that came out of a consumer credit transaction, creditor or agency alike. Two of its rules go past the federal ones: a collector may not threaten criminal prosecution at all, and it may not contact or threaten to contact your employer before it has a final judgment against you, outside the narrow exceptions the statute names.", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/427/104", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "agencyClaim", "value": "The Department of Financial Institutions licenses collection agencies in Wisconsin and takes the complaint — electronically, by email, or on form BCA500 — from Wisconsin residents and from anyone complaining about a Wisconsin-based collector. A detail worth knowing when money has been paid: a licensed agency must put what it collects from you into a trust account within 48 hours.", "source_url": "https://dfi.wi.gov/Pages/ConsumerServices/WisconsinConsumerAct/FileAComplaint.aspx", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "note", "value": "The regulator publishes its own plain-language guide to dealing with debt collectors under the Wisconsin Consumer Act, and it is worth reading before you file, because the Act's protections turn on the debt having come from a consumer credit transaction.", "source_url": "https://dfi.wi.gov/Pages/ConsumerServices/WisconsinConsumerAct/DealingWithDebtCollectors.aspx", "verified_on": "" }, { "claim": "debt-collector", "claim_label": "a debt collector harassing me", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "agencyClaim", "value": "The Attorney General's Consumer Protection and Antitrust Unit takes the complaint at no cost. Wyoming has no fair debt collection act of its own, so the federal claim above is the specific law here and this office enforces the Consumer Protection Act behind it.", "source_url": "https://ag.wyo.gov/law-office-division/consumer-protection-and-antitrust-unit", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "agencyClaim", "value": "Alabama has no state fair employment agency, and that is the whole answer to your deadline. There is no state office to take a discrimination complaint against a private employer — the Alabama Department of Labor refers you to the EEOC — so the 300-day extension never applies here and you have 180 days from the day it happened. Almost every national article you will read says 300. In Alabama that is wrong, and the difference is four months.", "source_url": "https://adol.alabama.gov/faq/i-work-worked-for-a-private-or-government-employer-not-the-alabama-department-of-labor-and-have-a-discrimination-based-complaint/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Alaska State Commission for Human Rights is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. Its own window is 300 days too, and it wants the complaint drafted, notarised and filed inside it — so start earlier than the date suggests. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://humanrights.alaska.gov/services/complaints/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the Civil Rights Division of the Attorney General's Office exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). Its own deadline is shorter than the federal one: A.R.S. § 41-1481(A) gives you 180 days to file the state charge. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://www.azleg.gov/ars/41/01481.htm", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "agencyClaim", "value": "Arkansas has no fair employment agency, and that is the whole answer to your deadline. The EEOC's own Little Rock office lists the state and local agencies it works with, and for Arkansas the list is empty — so there is no state proceeding to institute, the extension in 42 U.S.C. § 2000e-5(e)(1) never triggers, and you have 180 days from the day it happened. Nearly every national article says 300. In Arkansas that is wrong, and the difference is four months.", "source_url": "https://www.eeoc.gov/field-office/littlerock/fepa", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the California Civil Rights Department takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. And California is the most generous clock in the country: three years from the day you were last harmed to bring the state claim, which is nearly four times the federal window. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://calcivilrights.ca.gov/complaintprocess/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Colorado Civil Rights Division: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://ccrd.colorado.gov/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Commission on Human Rights and Opportunities is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. Its own deadline matches: for anything that happened on or after 1 October 2021, Conn. Gen. Stat. § 46a-82(f) gives you 300 days as well. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://www.cga.ct.gov/current/pub/chap_814c.htm", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Office of Anti-Discrimination at the Department of Labor is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. Delaware makes you go there first — 19 Del. C. § 712(c)(1) says you shall first file a charge within 300 days, and it counts from the act or from the day you discovered it. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://delcode.delaware.gov/title19/c007/sc02/index.html", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the DC Office of Human Rights takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. Its own window is a full year from the day it happened or the day you found out, and the act has to have happened in the District. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://ohr.dc.gov/service/file-discrimination-complaint", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the Florida Commission on Human Relations takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. Florida gives you 365 days for the state complaint, and the Commission prints both dates on the same page. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://fchr.myflorida.com/employment-complaint", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "agencyClaim", "value": "Georgia has a Commission on Equal Opportunity, and it will not take your case if you worked for a private employer. In its own words, the Act it enforces makes it unlawful for a state agency to discriminate — so its jurisdiction is Georgia's own government and nothing else. For everyone else in the state there is no office with authority over the conduct, the 300-day extension in 42 U.S.C. § 2000e-5(e)(1) never applies, and your EEOC deadline is 180 days. This is the state most likely to cost you the claim, because the commission exists and looks like the answer.", "source_url": "https://gceo.georgia.gov/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Hawai'i Civil Rights Commission: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://labor.hawaii.gov/hcrc/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the Idaho Human Rights Commission takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. Idaho Code § 67-5907 gives you one (1) year to file the state complaint under oath, which is longer than the federal window and not a substitute for it. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title67/T67CH59/SECT67-5907/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the Illinois Department of Human Rights takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. Illinois is one of the longest state clocks in the country and almost nobody prints it: 775 ILCS 5/7A-102(A)(1) gives you two years. A charge you file with the EEOC inside 300 days is deemed filed with the Department the same day. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=077500050K7A-102", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the Indiana Civil Rights Commission exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). The Commission's own warning is worth repeating in its own words: you may have as little as 180 days to file. The 300 days is the EEOC's number, not the Commission's. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://www.in.gov/icrc/file-a-discrimination-complaint", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Iowa Office of Civil Rights is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. Its own deadline is the same 300 days, counted from the discriminatory practice. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://icrc.iowa.gov/file-complaint", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the Kansas Human Rights Commission exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). Do not wait for the federal date. K.S.A. § 44-1005(i) gives you six months for the state complaint — about half the federal window — unless what happened was a continuing pattern, in which case it runs from the last act. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch44/044_010_0005.html", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the Kentucky Commission on Human Rights exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). Its own employment deadline is 180 days, which is shorter than the federal one and is the date to work back from. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://kchr.ky.gov/About/Pages/FAQs.aspx", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Louisiana Commission on Human Rights: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://www.eeoc.gov/field-office/neworleans/fepa", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Maine Human Rights Commission is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. Its own deadline is the same 300 days from the date of the discrimination. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://www.maine.gov/mhrc/file", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Maryland Commission on Civil Rights is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. Its own deadline is 300 calendar days as well, counted from the day the discrimination took place. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://mccr.maryland.gov/complaint-investigative-process/start-complaint-inquiry", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Massachusetts Commission Against Discrimination is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. M.G.L. c. 151B § 5 sets the same 300 days for the state complaint, so the two clocks run together here. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXI/Chapter151B/Section5", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the Michigan Department of Civil Rights exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). Its own door closes first: the Department takes a complaint about discrimination within the past 180 days, and it prepares the formal complaint for you only if the incident falls inside that. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://www.michigan.gov/mdcr/enforcement/investigation", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the Minnesota Department of Human Rights takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. Minn. Stat. § 363A.28 gives you one year from the occurrence to file the state charge, which is two months longer than the federal window. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://www.revisor.mn.gov/statutes/cite/363A.28", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "agencyClaim", "value": "Mississippi runs no fair employment agency, so there is no state office to take a discrimination complaint and no state proceeding to institute. The EEOC's Jackson office lists the state and local agencies in its area and names none here. That leaves you on the unextended federal clock: 180 days from the day it happened, not the 300 you will read almost everywhere.", "source_url": "https://www.eeoc.gov/field-office/jackson/fepa", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the Missouri Commission on Human Rights exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). The Commission states both numbers itself: 180 days for the Missouri Human Rights Act complaint, and 300 for the federal one. The state date is the one that arrives first. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://labor.mo.gov/mohumanrights/file-complaint", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the Human Rights Bureau at the Department of Labor and Industry exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). The Bureau puts it bluntly: you have only 180 days from when the act happened, or from when you discovered it, to have a written complaint filed. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://erd.dli.mt.gov/human-rights/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Nebraska Equal Opportunity Commission is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. Neb. Rev. Stat. § 48-1118(2) sets the same 300 days for the state charge, so both clocks end on the same day. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=48-1118", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Nevada Equal Rights Commission is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. NRS 233.160 gives the Commission the same 300 days for an employment complaint. Watch the separate court clock: NRS 613.430 cuts off a private action much sooner. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://www.leg.state.nv.us/NRS/NRS-233.html", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the New Hampshire Commission for Human Rights exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). RSA 354-A:21 gives you 180 days for the state complaint, four months less than the federal window, and that is the date to plan around. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://www.gencourt.state.nh.us/rsa/html/XXXI/354-A/354-A-21.htm", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the Division on Civil Rights exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). Its own deadline is 180 days, and the Division warns that merely alerting it to a possible violation is not a complaint and does not move that date. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://www.njoag.gov/about/divisions-and-offices/division-on-civil-rights-home/division-on-civil-rights-file-a-complaint/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Human Rights Bureau at the Department of Workforce Solutions is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. Its own deadline is the same 300 days, counted from the most recent act you are complaining about. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://www.dws.nm.gov/Filing-a-Charge-of-Discrimination", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the New York State Division of Human Rights: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://dhr.ny.gov/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "agencyClaim", "value": "North Carolina has a deferral agency and it is almost certainly not for you. The Civil Rights Division of the Office of Administrative Hearings takes deferred charges from State or local government employees covered under Chapter 126, and the statute that created it says exactly that (N.C. Gen. Stat. § 7A-759). If you worked for a private employer there is no state office with authority over what happened, so the extension in 42 U.S.C. § 2000e-5(e)(1) does not reach you and your EEOC deadline is 180 days rather than 300. State and local government employees in North Carolina get the longer clock; almost nobody else does.", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_7A/GS_7A-759.html", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Human Rights Division of the Department of Labor: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://www.nd.gov/labor/human-rights", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the Ohio Civil Rights Commission takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. Ohio gives you the longest employment window of any state charge on this site: Ohio Rev. Code § 4112.051 says the charge shall be filed within two years. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-4112.051", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Office of Civil Rights Enforcement at the Attorney General's Office: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://www.oag.ok.gov/office-civil-rights-enforcement", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the Civil Rights Division of the Bureau of Labor and Industries takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. Oregon is the outlier on this site and it is worth reading twice: ORS 659A.820(3) gives you five years to file an employment discrimination complaint with the Bureau. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors659A.html", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the Pennsylvania Human Relations Commission exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). Its own deadline is shorter: 43 P.S. § 959(h) gives you 180 days, and Pennsylvania courts are strict about it. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/US/HTM/1955/0/0222..HTM", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the Rhode Island Commission for Human Rights takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. R.I. Gen. Laws § 28-5-17 gives you one year for the state charge, which is two months more than the federal window. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE28/28-5/28-5-17.HTM", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the South Carolina Human Affairs Commission exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). Its own deadline is 180 days — but the Commission says something useful that most agencies do not: if more than 180 days have passed but fewer than 300, come anyway, because the federal charge is still live. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://schac.sc.gov/employment-discrimination/how-file-employment-complaints", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Division of Human Rights at the Department of Labor and Regulation: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://dlr.sd.gov/human_rights/default.aspx", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Civil Rights Enforcement Division of the Attorney General's Office: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://www.tn.gov/humanrights.html", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Civil Rights Division of the Texas Workforce Commission: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://www.twc.texas.gov/programs/civil-rights", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Utah Antidiscrimination and Labor Division: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://laborcommission.utah.gov/divisions/utah-antidiscrimination-and-labor-uald/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Civil Rights Unit of the Attorney General's Office: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://ago.vermont.gov/divisions/civil-rights", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the Office of Civil Rights at the Attorney General's Office takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. Virginia is unusually generous and it is written into the code: Va. Code § 2.2-3907 says the complaint shall be filed no later than two years from the day the practice occurred. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://law.lis.virginia.gov/vacode/title2.2/chapter39/section2.2-3907/", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days and not the 180 you will read almost everywhere, because the Washington State Human Rights Commission exists — that agency is the whole of what triggers the extension in 42 U.S.C. § 2000e-5(e)(1). The state door shuts first and by a wide margin: RCW 49.60.230(2) gives you six months, roughly half the federal window. Work back from the state date. Meet that one and the federal one takes care of itself.", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=49.60.230", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, because the West Virginia Human Rights Commission takes charges of the same kind — the extension in 42 U.S.C. § 2000e-5(e)(1) turns on nothing else. Its own deadline is 365 days from the most recent date of discrimination, two months past the federal one. The state claim outlives the federal one here, so do not let the 300 days go by on the assumption that the longer number covers both.", "source_url": "https://hrc.wv.gov/complaints/Pages/default.aspx", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than 180, and the Equal Rights Division at the Department of Workforce Development is the reason: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. Wis. Stat. § 111.39(1) sets the same 300 days, and the Division will not investigate a complaint filed after it. Both clocks end on the same day, and filing with either office is free.", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/111/ii/39", "verified_on": "" }, { "claim": "wrongful-termination", "claim_label": "being fired for complaining", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "agencyClaim", "value": "Your EEOC deadline here is 300 days rather than the 180 most national articles print, and the reason is the Labor Standards Division of the Department of Workforce Services: the extension in 42 U.S.C. § 2000e-5(e)(1) turns on whether a state agency has authority over the same conduct, and here one does. That office takes the charge and it costs nothing. It also sets a filing deadline of its own, and in a dozen states that one is shorter than the federal window — ask the office for its date rather than counting on the 300.", "source_url": "https://dws.wyo.gov/dws-division/labor-standards/", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "statute", "value": "A.R.S. § 12-542(5)", "source_url": "https://www.azleg.gov/ars/12/00542.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "plainEnglish", "value": "You have two years to sue someone for detaining your property and converting it to their own use, and the same two years for taking your goods or damaging them. It is one of the shortest limitations periods in the country for this kind of claim.", "source_url": "https://www.azleg.gov/ars/12/00542.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "limitationsYears", "value": "2", "source_url": "https://www.azleg.gov/ars/12/00542.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "note", "value": "Arizona's civil theft statute will not help an ordinary taking. A.R.S. § 12-691 creates civil liability for shoplifting -- goods taken from a merchant -- and its penalty is the retail value plus a fixed $250. A neighbour who kept your bicycle is not covered by it, and the claim there is ordinary conversion with no multiplier.", "source_url": "https://www.azleg.gov/ars/12/00691.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "statute", "value": "Cal. Civ. Proc. Code § 338(c)", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=338&lawCode=CCP", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "plainEnglish", "value": "Someone who takes your property, or who will not give it back after you ask, has to pay you what it was worth. You have three years from the day it was taken to file. If the thing was stolen and somebody received it or held on to it knowing that, California lets you ask for three times your damages and your attorney's fees on top.", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=338&lawCode=CCP", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "limitationsYears", "value": "3", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=338&lawCode=CCP", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "penalty", "value": "Three times your actual damages, plus costs of suit and reasonable attorney's fees, where the property was stolen and someone received, concealed or withheld it knowing that. No criminal charge or conviction is needed to bring it. (Cal. Penal Code § 496(c))", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=496&lawCode=PEN", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "statute", "value": "Conn. Gen. Stat. § 52-577", "source_url": "https://www.cga.ct.gov/current/pub/chap_926.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "plainEnglish", "value": "You have three years, and the sentence that matters is where they start counting: from the act itself, not from the day you found out about it. Property taken quietly can therefore run out of time before you know it is gone. Where it was a theft, Connecticut makes the person pay you three times your damages.", "source_url": "https://www.cga.ct.gov/current/pub/chap_926.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "limitationsYears", "value": "3", "source_url": "https://www.cga.ct.gov/current/pub/chap_926.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "penalty", "value": "Treble damages. The statute is one sentence: a person who steals property, or who knowingly receives and conceals stolen property, shall pay the owner three times their damages. (Conn. Gen. Stat. § 52-564)", "source_url": "https://www.cga.ct.gov/current/pub/chap_925.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "statute", "value": "Fla. Stat. § 95.11(3)(g)", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0095/Sections/0095.11.html", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "plainEnglish", "value": "You have four years from the taking, which is longer than most states give you. Florida also has a civil theft statute worth three times your damages with your attorney's fees, but it comes with two catches: you have to send a written demand before you file, and you have to prove the theft by clear and convincing evidence, which is a harder standard than the rest of your case.", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0095/Sections/0095.11.html", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "limitationsYears", "value": "4", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0095/Sections/0095.11.html", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "penalty", "value": "Threefold your actual damages with a $200 minimum, plus reasonable attorney's fees and court costs. Two conditions: you must make a written demand on the person before filing, and you must prove the theft by clear and convincing evidence. Punitive damages are not available on top. (Fla. Stat. § 772.11)", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0772/Sections/0772.11.html", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "statute", "value": "Mich. Comp. Laws § 600.5805(2)", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "plainEnglish", "value": "You have three years from the day it happened to sue for injury to your property. Michigan is one of the better states to be in if someone took your things outright: a separate statute gives you three times your actual damages together with your costs and your attorney's fees.", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "limitationsYears", "value": "3", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "penalty", "value": "Three times your actual damages, plus costs and reasonable attorney's fees, against a person who stole, embezzled or converted your property to their own use. (Mich. Comp. Laws § 600.2919a(1))", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-2919a", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "statute", "value": "N.Y. C.P.L.R. § 214(3)", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "plainEnglish", "value": "You have three years to sue for a chattel that was taken from you or kept from you, and the same three years to sue for damage done to it. That clock covers both asking for the thing itself back and asking for its value in money.", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "limitationsYears", "value": "3", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "statute", "value": "N.C. Gen. Stat. § 1-52(4)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-52.html", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "plainEnglish", "value": "You have three years to sue for taking, detaining, converting or injuring your goods, and that same three years covers asking for the thing itself back. Where what happened was a larceny or an embezzlement, North Carolina adds a separate claim carrying attorney's fees, and you do not need anyone to have been charged or convicted to bring it.", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-52.html", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "limitationsYears", "value": "3", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-52.html", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "penalty", "value": "The value of what was taken, plus consequential damages of at least $150 and at most $3,000, plus punitive damages and reasonable attorney's fees. It applies to larceny, embezzlement and obtaining property by false pretense, and it may be brought whether or not anyone was ever criminally charged or convicted. (N.C. Gen. Stat. § 1-538.2)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-538.2.html", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "statute", "value": "Ohio Rev. Code § 2305.09(B)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.09", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "plainEnglish", "value": "You have four years to sue for the recovery of your property or for someone taking or detaining it. Where the property was wrongfully taken, the clock does not start until the wrongdoer is discovered, so a thing that vanished years ago is not necessarily out of time. Ohio also lets you claim three times its value, but the attorney's fees come with a step you have to take first.", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.09", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "limitationsYears", "value": "4", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.09", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "penalty", "value": "Liquidated damages of whichever is greater, $200 or three times the value of the property. Where the property was worth under $5,000 you may also recover your costs and reasonable attorney's fees -- but only if you first served a written demand for payment by certified mail and gave the person thirty days to pay. No criminal conviction is required. (Ohio Rev. Code § 2307.61)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2307.61", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "statute", "value": "Tex. Civ. Prac. & Rem. Code § 16.003(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "plainEnglish", "value": "You have two years from the day your property was taken to sue for it, which is one of the shortest windows in the country and it does not pause while you wait for the police. Texas also has a theft statute that adds up to a thousand dollars on top of what the thing was worth. The part worth knowing is the fees: if you win under that statute, the court has to award your attorney's fees.", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "limitationsYears", "value": "2", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "penalty", "value": "Your actual damages plus additional damages of up to $1,000. Court costs and reasonable attorney's fees are not discretionary here -- the statute says a prevailing party shall be awarded them. (Tex. Civ. Prac. & Rem. Code § 134.005)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.134.htm", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "statute", "value": "Wash. Rev. Code § 4.16.080(2)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.080", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "plainEnglish", "value": "You have three years to sue for taking, detaining or injuring your personal property, and that period covers an action to get the thing itself back as well as one for its value.", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.080", "verified_on": "" }, { "claim": "stolen-property", "claim_label": "someone taking my property", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "limitationsYears", "value": "3", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.080", "verified_on": "" }, { "claim": "pet-injury", "claim_label": "someone hurting my pet", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "statute", "value": "Cal. Civ. Proc. Code § 338(c)", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=338&lawCode=CCP", "verified_on": "" }, { "claim": "pet-injury", "claim_label": "someone hurting my pet", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "plainEnglish", "value": "The law treats your animal as property, so the claim is the same one you would bring over a damaged car, and you have three years to file it. California is unusual in saying out loud that this is not always enough: where somebody hurt your animal deliberately, or was grossly careless with it, a court may award damages beyond what the animal was worth.", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=338&lawCode=CCP", "verified_on": "" }, { "claim": "pet-injury", "claim_label": "someone hurting my pet", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "limitationsYears", "value": "3", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=338&lawCode=CCP", "verified_on": "" }, { "claim": "pet-injury", "claim_label": "someone hurting my pet", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "damagesRule", "value": "Start from what the animal was worth as property, which for a family pet is usually a small number and is the part people are not expecting. California then adds something most states do not: for wrongful injuries to animals committed wilfully or by gross negligence, in disregard of humanity, a court may give exemplary damages on top. That is a statute, not an argument -- but it needs wilfulness or gross negligence, so ordinary carelessness does not reach it. (Cal. Civ. Code § 3340)", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=3340&lawCode=CIV", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "statute", "value": "Ala. Code § 6-2-38(l)", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=6-2-38", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. If any of the blame lands on you, that is the end of it — Alabama still bars the claim of a driver who was even slightly at fault. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=6-2-38", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "limitationsYears", "value": "2", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=6-2-38", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "insuranceSystem", "value": "Alabama is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Ala. Code § 32-7A-4)", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=32-7A-4", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "faultRule", "value": "Any share of the blame at all ends the claim. One percent at fault and you recover nothing — Alabama is one of five jurisdictions in the country that still applies contributory negligence, and it is the hardest single fact about an injury claim here. (Golden v. McCurry, 392 So. 2d 815 (Ala. 1980))", "source_url": "https://law.justia.com/cases/alabama/supreme-court/1980/392-so-2d-815-1.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "statute", "value": "AS 09.10.070", "source_url": "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=09.10.070&secEnd=09.10.070", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=09.10.070&secEnd=09.10.070", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "limitationsYears", "value": "2", "source_url": "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=09.10.070&secEnd=09.10.070", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "insuranceSystem", "value": "Alaska is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (AS 28.22.011)", "source_url": "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=28.22.011&secEnd=28.22.011", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (AS 09.17.060)", "source_url": "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=09.17.060&secEnd=09.17.060", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "statute", "value": "A.R.S. § 12-542", "source_url": "https://www.azleg.gov/ars/12/00542.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.azleg.gov/ars/12/00542.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "limitationsYears", "value": "2", "source_url": "https://www.azleg.gov/ars/12/00542.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "insuranceSystem", "value": "Arizona is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (A.R.S. § 28-4009)", "source_url": "https://www.azleg.gov/ars/28/04009.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (A.R.S. § 12-2505)", "source_url": "https://www.azleg.gov/ars/12/02505.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "statute", "value": "Ark. Code § 16-56-105", "source_url": "https://codes.findlaw.com/ar/title-16-practice-procedure-and-courts/ar-code-sect-16-56-105/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being half to blame or more ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://codes.findlaw.com/ar/title-16-practice-procedure-and-courts/ar-code-sect-16-56-105/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "limitationsYears", "value": "3", "source_url": "https://codes.findlaw.com/ar/title-16-practice-procedure-and-courts/ar-code-sect-16-56-105/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "insuranceSystem", "value": "Arkansas is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Ark. Code § 27-22-104)", "source_url": "https://codes.findlaw.com/ar/title-27-transportation/ar-code-sect-27-22-104/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "faultRule", "value": "You recover only while your share of the fault stays under half. At fifty percent you are barred outright; below it, the award is cut by your percentage. (Ark. Code § 16-64-122)", "source_url": "https://codes.findlaw.com/ar/title-16-practice-procedure-and-courts/ar-code-sect-16-64-122/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "statute", "value": "Cal. Code Civ. Proc. § 335.1", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=335.1&lawCode=CCP", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=335.1&lawCode=CCP", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "limitationsYears", "value": "2", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=335.1&lawCode=CCP", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "insuranceSystem", "value": "California is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Cal. Veh. Code § 16056)", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=16056&lawCode=VEH", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (Cal. Civ. Code § 1714(a))", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=1714&lawCode=CIV", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "statute", "value": "C.R.S. § 13-80-101(1)(n)", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-13.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being half to blame or more ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-13.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "limitationsYears", "value": "3", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-13.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "insuranceSystem", "value": "Colorado is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (C.R.S. § 10-4-620)", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-10.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "faultRule", "value": "You recover only while your share of the fault stays under half. At fifty percent you are barred outright; below it, the award is cut by your percentage. (C.R.S. § 13-21-111)", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-13.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "note", "value": "Colorado runs a separate, longer clock for crashes. Most injury claims here are two years; a tort action arising out of the use or operation of a motor vehicle gets three.", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-13.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "statute", "value": "Conn. Gen. Stat. § 52-584", "source_url": "https://www.cga.ct.gov/current/pub/chap_926.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.cga.ct.gov/current/pub/chap_926.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "limitationsYears", "value": "2", "source_url": "https://www.cga.ct.gov/current/pub/chap_926.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "insuranceSystem", "value": "Connecticut is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Conn. Gen. Stat. § 38a-371)", "source_url": "https://www.cga.ct.gov/current/pub/chap_700.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Conn. Gen. Stat. § 52-572h)", "source_url": "https://www.cga.ct.gov/current/pub/chap_925.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "statute", "value": "10 Del. C. § 8119", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "limitationsYears", "value": "2", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "insuranceSystem", "value": "Delaware is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (21 Del. C. § 2118)", "source_url": "https://delcode.delaware.gov/title21/c021/sc01/index.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (10 Del. C. § 8132)", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "statute", "value": "D.C. Code § 12-301(a)(8)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/12-301", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. If any of the blame lands on you, that is the end of it — the District still bars the claim of a driver who was even slightly at fault. Your own insurer pays the medical bills first if you elect it, and you have 60 days after the crash to decide — electing it is what puts a threshold between you and the other driver.", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/12-301", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "limitationsYears", "value": "3", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/12-301", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "insuranceSystem", "value": "The District is the one place where this choice is made after the crash rather than in the policy, and it is made on a 60-day clock. Decline personal injury protection benefits inside those 60 days and the ordinary at-fault claim against the other driver is yours. Elect them and you may sue that driver only if the injury leaves substantial permanent scarring or disfigurement, a substantial and medically demonstrable permanent impairment, or an impairment that keeps you from your usual activities for more than 180 continuous days — or your medical bills exceed the personal injury protection benefits available to you. (D.C. Code § 31-2405)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/31-2405", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "faultRule", "value": "Any share of the blame at all ends the claim. One percent at fault and you recover nothing — the District is one of five jurisdictions in the country that still applies contributory negligence, and it is the hardest single fact about an injury claim here. (D.C. Code § 50-2204.52)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/50-2204.52", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "note", "value": "The District bars the claim of a driver who was even slightly at fault, but not of a pedestrian, cyclist or other vulnerable user — for them the traffic code replaced contributory negligence, and they are barred only where their share of the fault was greater than the driver's.", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/50-2204.52", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "statute", "value": "Fla. Stat. § 95.11(5)(a)", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0095/Sections/0095.11.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. Your own insurer pays the medical bills first, and there is a threshold to clear before you can sue the other driver for pain and suffering at all.", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0095/Sections/0095.11.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "limitationsYears", "value": "2", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0095/Sections/0095.11.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "insuranceSystem", "value": "Florida is a no-fault state. Your own policy pays the medical bills whoever caused the crash, and you may sue the other driver for pain and suffering only if the injury is a permanent one, a significant and permanent loss of an important bodily function, significant and permanent scarring or disfigurement, or death. Under that line the claim against them is barred however plainly they were at fault. (Fla. Stat. § 627.737(2))", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.737.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Fla. Stat. § 768.81(6))", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0768/Sections/0768.81.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "note", "value": "Florida halved this deadline. For negligence accruing after 24 March 2023 the period is two years rather than the four it had been, so a crash from 2022 and a crash from 2024 are on different clocks and the older answer is still all over the internet.", "source_url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0095/Sections/0095.11.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "statute", "value": "O.C.G.A. § 9-3-33", "source_url": "https://codes.findlaw.com/ga/title-9-civil-practice/ga-code-sect-9-3-33/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being half to blame or more ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://codes.findlaw.com/ga/title-9-civil-practice/ga-code-sect-9-3-33/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "limitationsYears", "value": "2", "source_url": "https://codes.findlaw.com/ga/title-9-civil-practice/ga-code-sect-9-3-33/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "insuranceSystem", "value": "Georgia is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (O.C.G.A. § 33-7-11)", "source_url": "https://codes.findlaw.com/ga/title-33-insurance/ga-code-sect-33-7-11/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "faultRule", "value": "You recover only while your share of the fault stays under half. At fifty percent you are barred outright; below it, the award is cut by your percentage. (O.C.G.A. § 51-12-33)", "source_url": "https://codes.findlaw.com/ga/title-51-torts/ga-code-sect-51-12-33/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "statute", "value": "HRS § 657-7", "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0657/HRS_0657-0007.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. Your own insurer pays the medical bills first, and there is a threshold to clear before you can sue the other driver for pain and suffering at all.", "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0657/HRS_0657-0007.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "limitationsYears", "value": "2", "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0657/HRS_0657-0007.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "insuranceSystem", "value": "Hawaii is a no-fault state. Your own policy pays the medical bills whoever caused the crash, and you may sue the other driver for pain and suffering only if the medical-rehabilitative limit is exceeded or the injury causes death, permanent loss of a body part or function, or permanent and serious disfigurement. Under that line the claim against them is barred however plainly they were at fault. (HRS § 431:10C-306)", "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0306.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (HRS § 663-31)", "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0663/HRS_0663-0031.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "statute", "value": "Idaho Code § 5-219(4)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-219/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being half to blame or more ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-219/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "limitationsYears", "value": "2", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-219/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "insuranceSystem", "value": "Idaho is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Idaho Code § 49-1229)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title49/T49CH12/SECT49-1229/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "faultRule", "value": "You recover only while your share of the fault stays under half. At fifty percent you are barred outright; below it, the award is cut by your percentage. (Idaho Code § 6-801)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH8/SECT6-801/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "statute", "value": "735 ILCS 5/13-202", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/073500050K13-202.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/073500050K13-202.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "limitationsYears", "value": "2", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/073500050K13-202.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "insuranceSystem", "value": "Illinois is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (625 ILCS 5/7-601)", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/062500050K7-601.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (735 ILCS 5/2-1116)", "source_url": "https://www.ilga.gov/documents/legislation/ilcs/documents/073500050K2-1116.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "statute", "value": "Ind. Code § 34-11-2-4", "source_url": "https://iga.in.gov/ic/2025/Title_34/Article_11/Chapter_2.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://iga.in.gov/ic/2025/Title_34/Article_11/Chapter_2.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "limitationsYears", "value": "2", "source_url": "https://iga.in.gov/ic/2025/Title_34/Article_11/Chapter_2.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "insuranceSystem", "value": "Indiana is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Ind. Code § 9-25-4-5)", "source_url": "https://iga.in.gov/ic/2025/Title_9/Article_25/Chapter_4.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Ind. Code § 34-51-2-6)", "source_url": "https://iga.in.gov/ic/2025/Title_34/Article_51/Chapter_2.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "statute", "value": "Iowa Code § 614.1(2)", "source_url": "https://www.legis.iowa.gov/docs/code/614.1.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.legis.iowa.gov/docs/code/614.1.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "limitationsYears", "value": "2", "source_url": "https://www.legis.iowa.gov/docs/code/614.1.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "insuranceSystem", "value": "Iowa is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Iowa Code § 321A.21)", "source_url": "https://www.legis.iowa.gov/docs/code/321A.21.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Iowa Code § 668.3(1))", "source_url": "https://www.legis.iowa.gov/docs/code/668.3.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "statute", "value": "K.S.A. § 60-513(a)(4)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch60/060_005_0013.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being half to blame or more ends the claim. Your own insurer pays the medical bills first, and there is a threshold to clear before you can sue the other driver for pain and suffering at all.", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch60/060_005_0013.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "limitationsYears", "value": "2", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch60/060_005_0013.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "insuranceSystem", "value": "Kansas is a no-fault state. Your own policy pays the medical bills whoever caused the crash, and you may sue the other driver for pain and suffering only if the medical treatment has a reasonable value of $2,000 or more, or the injury is a permanent disfigurement, a fracture to a weight-bearing bone, a compound or compressed fracture, permanent injury, permanent loss of a bodily function, or death. Under that line the claim against them is barred however plainly they were at fault. (K.S.A. § 40-3117)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_031_0017.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "faultRule", "value": "You recover only while your share of the fault stays under half. At fifty percent you are barred outright; below it, the award is cut by your percentage. (K.S.A. § 60-258a)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch60/060_002_0058a.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "note", "value": "Two thousand dollars of medical treatment is one of the lowest no-fault thresholds in the country, and the statute offers a second route around it entirely: a fracture to a weight-bearing bone, or a permanent injury, clears the threshold whatever the bills come to.", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_031_0017.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "statute", "value": "KRS 304.39-230(6)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. Your own insurer pays the medical bills first, and whether you can sue for pain and suffering turns on which option your policy took.", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "limitationsYears", "value": "2", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "insuranceSystem", "value": "Kentucky lets you choose, and the choice was already made in the policy you bought. Under the limited option your own insurer pays the medical bills and you may sue the other driver for pain and suffering only if medical expenses exceed $1,000, or the injury is a permanent disfigurement, a fracture, loss of a body member, permanent injury, permanent loss of a bodily function, or death; under the full option no threshold applies at all. (KRS 304.39-060)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=30030", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (KRS 411.182)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=17782", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "note", "value": "The two years does not always run from the crash. Where no-fault benefits have been paid, it runs from the date of the last payment, which can leave the real deadline years out — and can also make it hard to work out without the payment records.", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "statute", "value": "La. Civ. Code art. 3493.1", "source_url": "https://www.legis.la.gov/legis/Law.aspx?d=1386443", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.legis.la.gov/legis/Law.aspx?d=1386443", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "limitationsYears", "value": "2", "source_url": "https://www.legis.la.gov/legis/Law.aspx?d=1386443", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "insuranceSystem", "value": "Louisiana is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (La. R.S. 32:861)", "source_url": "https://www.legis.la.gov/legis/Law.aspx?d=88166", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (La. Civ. Code art. 2323)", "source_url": "https://legis.la.gov/Legis/law.aspx?d=109387", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "note", "value": "Louisiana doubled this in 2024. Delictual actions used to prescribe in one year — the shortest period in the country — and for injuries sustained on or after 1 July 2024 the period is two.", "source_url": "https://www.legis.la.gov/legis/Law.aspx?d=1386443", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "statute", "value": "14 M.R.S. § 752", "source_url": "https://legislature.maine.gov/statutes/14/title14sec752.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "plainEnglish", "value": "You have six years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being half to blame or more ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://legislature.maine.gov/statutes/14/title14sec752.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "limitationsYears", "value": "6", "source_url": "https://legislature.maine.gov/statutes/14/title14sec752.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "insuranceSystem", "value": "Maine is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (29-A M.R.S. § 1605)", "source_url": "https://legislature.maine.gov/statutes/29-A/title29-Asec1605.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "faultRule", "value": "You recover only while your share of the fault stays under half. At fifty percent you are barred outright; below it, the award is cut by your percentage. (14 M.R.S. § 156)", "source_url": "https://legislature.maine.gov/statutes/14/title14sec156.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "note", "value": "Six years is the longest general injury period in the country. It is not a reason to wait: evidence, witnesses and the vehicles themselves are gone long before the deadline is.", "source_url": "https://legislature.maine.gov/statutes/14/title14sec752.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "statute", "value": "Md. Cts. & Jud. Proc. § 5-101", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcj§ion=5-101", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. If any of the blame lands on you, that is the end of it — Maryland still bars the claim of a driver who was even slightly at fault. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcj§ion=5-101", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "limitationsYears", "value": "3", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcj§ion=5-101", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "insuranceSystem", "value": "Maryland is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Md. Ins. § 19-505)", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin§ion=19-505", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "faultRule", "value": "Any share of the blame at all ends the claim. One percent at fault and you recover nothing — Maryland is one of five jurisdictions in the country that still applies contributory negligence, and it is the hardest single fact about an injury claim here. (Coleman v. Soccer Ass'n of Columbia, 432 Md. 679 (2013))", "source_url": "https://www.mdcourts.gov/data/opinions/coa/2013/9a12.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "note", "value": "Maryland's highest court was asked to abolish this rule in 2013 and refused, leaving the change to the legislature. It has not come. A driver found one percent at fault in Maryland recovers nothing.", "source_url": "https://www.mdcourts.gov/data/opinions/coa/2013/9a12.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "statute", "value": "M.G.L. c. 260, § 2A", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section2A", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. Your own insurer pays the medical bills first, and there is a threshold to clear before you can sue the other driver for pain and suffering at all.", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section2A", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "limitationsYears", "value": "3", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section2A", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "insuranceSystem", "value": "Massachusetts is a no-fault state. Your own policy pays the medical bills whoever caused the crash, and you may sue the other driver for pain and suffering only if reasonable medical expenses come to more than $2,000, or the injury causes death, permanent and serious disfigurement, a fractured bone, or substantial loss of hearing or sight. Under that line the claim against them is barred however plainly they were at fault. (M.G.L. c. 231, § 6D)", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter231/Section6D", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (M.G.L. c. 231, § 85)", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter231/Section85", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "statute", "value": "Mich. Comp. Laws § 600.5805(2)", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. Your own insurer pays the medical bills first, and there is a threshold to clear before you can sue the other driver for pain and suffering at all.", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "limitationsYears", "value": "3", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "insuranceSystem", "value": "Michigan is a no-fault state. Your own policy pays the medical bills whoever caused the crash, and you may sue the other driver for pain and suffering only if the injury is death, a serious impairment of body function, or permanent serious disfigurement. Under that line the claim against them is barred however plainly they were at fault. (Mich. Comp. Laws § 500.3135)", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3135", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Mich. Comp. Laws § 600.2959)", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-2959", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "note", "value": "\"Serious impairment of body function\" is defined in the statute itself — an objectively manifested impairment of an important body function that affects your general ability to lead your normal life — and whether an injury meets it is a question for the judge before it is ever one for a jury.", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3135", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "statute", "value": "Minn. Stat. § 541.05(1)(5)", "source_url": "https://www.revisor.mn.gov/statutes/cite/541.05", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "plainEnglish", "value": "You have six years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. Your own insurer pays the medical bills first, and there is a threshold to clear before you can sue the other driver for pain and suffering at all.", "source_url": "https://www.revisor.mn.gov/statutes/cite/541.05", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "limitationsYears", "value": "6", "source_url": "https://www.revisor.mn.gov/statutes/cite/541.05", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "insuranceSystem", "value": "Minnesota is a no-fault state. Your own policy pays the medical bills whoever caused the crash, and you may sue the other driver for pain and suffering only if medical expenses come to more than $4,000, or the injury causes 60 days of disability, permanent injury, permanent disfigurement, or death. Under that line the claim against them is barred however plainly they were at fault. (Minn. Stat. § 65B.51)", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.51", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Minn. Stat. § 604.01)", "source_url": "https://www.revisor.mn.gov/statutes/cite/604.01", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "note", "value": "Six years, which is unusually long, and it sits beside a no-fault threshold that is not. The clock to sue is generous; the question of whether you may sue at all is decided by the row above it.", "source_url": "https://www.revisor.mn.gov/statutes/cite/541.05", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "statute", "value": "Miss. Code § 15-1-49", "source_url": "https://codes.findlaw.com/ms/title-15-limitations-of-actions-and-prevention-of-frauds/ms-code-sect-15-1-49/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://codes.findlaw.com/ms/title-15-limitations-of-actions-and-prevention-of-frauds/ms-code-sect-15-1-49/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "limitationsYears", "value": "3", "source_url": "https://codes.findlaw.com/ms/title-15-limitations-of-actions-and-prevention-of-frauds/ms-code-sect-15-1-49/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "insuranceSystem", "value": "Mississippi is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Miss. Code § 63-15-4)", "source_url": "https://codes.findlaw.com/ms/title-63-motor-vehicles-and-traffic-regulations/ms-code-sect-63-15-4/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (Miss. Code § 11-7-15)", "source_url": "https://codes.findlaw.com/ms/title-11-civil-practice-and-procedure/ms-code-sect-11-7-15/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "statute", "value": "Mo. Rev. Stat. § 516.120(4)", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=516.120", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "plainEnglish", "value": "You have five years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=516.120", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "limitationsYears", "value": "5", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=516.120", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "insuranceSystem", "value": "Missouri is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Mo. Rev. Stat. § 303.025)", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=303.025", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (Gustafson v. Benda, 661 S.W.2d 11 (Mo. banc 1983))", "source_url": "https://law.justia.com/cases/missouri/supreme-court/1983/63857-0.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "note", "value": "Five years, well above the national norm of two or three.", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=516.120", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "statute", "value": "Mont. Code § 27-2-204(1)", "source_url": "https://archive.legmt.gov/bills/mca/title_0270/chapter_0020/part_0020/section_0040/0270-0020-0020-0040.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://archive.legmt.gov/bills/mca/title_0270/chapter_0020/part_0020/section_0040/0270-0020-0020-0040.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "limitationsYears", "value": "3", "source_url": "https://archive.legmt.gov/bills/mca/title_0270/chapter_0020/part_0020/section_0040/0270-0020-0020-0040.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "insuranceSystem", "value": "Montana is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Mont. Code § 61-6-301)", "source_url": "https://archive.legmt.gov/bills/mca/title_0610/chapter_0060/part_0030/section_0010/0610-0060-0030-0010.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Mont. Code § 27-1-702)", "source_url": "https://archive.legmt.gov/bills/mca/title_0270/chapter_0010/part_0070/section_0020/0270-0010-0070-0020.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "statute", "value": "Neb. Rev. Stat. § 25-207(3)", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=25-207", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "plainEnglish", "value": "You have four years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being half to blame or more ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=25-207", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "limitationsYears", "value": "4", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=25-207", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "insuranceSystem", "value": "Nebraska is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Neb. Rev. Stat. § 60-310)", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=60-310", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "faultRule", "value": "You recover only while your share of the fault stays under half. At fifty percent you are barred outright; below it, the award is cut by your percentage. (Neb. Rev. Stat. § 25-21,185.09)", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=25-21,185.09", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "note", "value": "Four years to file, twice the national norm, and a fifty percent bar rather than the more common fifty-one.", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=25-207", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "statute", "value": "NRS 11.190(4)(e)", "source_url": "https://www.leg.state.nv.us/NRS/NRS-011.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.leg.state.nv.us/NRS/NRS-011.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "limitationsYears", "value": "2", "source_url": "https://www.leg.state.nv.us/NRS/NRS-011.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "insuranceSystem", "value": "Nevada is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (NRS 485.185)", "source_url": "https://www.leg.state.nv.us/NRS/NRS-485.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (NRS 41.141)", "source_url": "https://www.leg.state.nv.us/NRS/NRS-041.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "statute", "value": "RSA 508:4", "source_url": "https://www.gencourt.state.nh.us/rsa/html/LII/508/508-4.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.gencourt.state.nh.us/rsa/html/LII/508/508-4.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "limitationsYears", "value": "3", "source_url": "https://www.gencourt.state.nh.us/rsa/html/LII/508/508-4.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "insuranceSystem", "value": "New Hampshire is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (RSA 264:2)", "source_url": "https://www.gencourt.state.nh.us/rsa/html/XXI/264/264-mrg.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (RSA 507:7-d)", "source_url": "https://www.gencourt.state.nh.us/rsa/html/LII/507/507-7-d.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "note", "value": "New Hampshire does not require liability insurance of every driver the way the other fifty jurisdictions do. Proof of financial responsibility is demanded of particular drivers in particular circumstances, which means the person who hit you may have no policy behind them at all — and your own uninsured motorist cover may be the whole of the recovery.", "source_url": "https://www.gencourt.state.nh.us/rsa/html/XXI/264/264-mrg.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "statute", "value": "N.J. Stat. § 2A:14-2", "source_url": "https://lis.njleg.state.nj.us/nxt/gateway.dll/statutes/1/112/308", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. Your own insurer pays the medical bills first, and whether you can sue for pain and suffering turns on which option your policy took.", "source_url": "https://lis.njleg.state.nj.us/nxt/gateway.dll/statutes/1/112/308", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "limitationsYears", "value": "2", "source_url": "https://lis.njleg.state.nj.us/nxt/gateway.dll/statutes/1/112/308", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "insuranceSystem", "value": "New Jersey lets you choose, and the choice was already made in the policy you bought. Under the limited option your own insurer pays the medical bills and you may sue the other driver for pain and suffering only if the injury is death, dismemberment, significant disfigurement or scarring, a displaced fracture, loss of a fetus, or a permanent injury; under the full option no threshold applies at all. (N.J. Stat. § 39:6A-8)", "source_url": "https://law.justia.com/codes/new-jersey/title-39/section-39-6a-8/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (N.J. Stat. § 2A:15-5.1)", "source_url": "https://law.justia.com/codes/new-jersey/title-2a/section-2a-15-5-1/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "note", "value": "The election is made on the policy and not after the crash, so the answer for your claim is already written in a document you signed. Read the declarations page before you read anything else: it says which option you bought.", "source_url": "https://law.justia.com/codes/new-jersey/title-39/section-39-6a-8/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "statute", "value": "NMSA § 37-1-8", "source_url": "https://codes.findlaw.com/nm/chapter-37-limitation-of-actions-affidavits/nm-st-sect-37-1-8/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://codes.findlaw.com/nm/chapter-37-limitation-of-actions-affidavits/nm-st-sect-37-1-8/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "limitationsYears", "value": "3", "source_url": "https://codes.findlaw.com/nm/chapter-37-limitation-of-actions-affidavits/nm-st-sect-37-1-8/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "insuranceSystem", "value": "New Mexico is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (NMSA § 66-5-205)", "source_url": "https://codes.findlaw.com/nm/chapter-66-motor-vehicles/nm-st-sect-66-5-205/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (Scott v. Rizzo, 96 N.M. 682 (1981))", "source_url": "https://law.justia.com/cases/new-mexico/supreme-court/1981/96-n-m-682.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "statute", "value": "N.Y. C.P.L.R. § 214(5)", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. Your own insurer pays the medical bills first, and there is a threshold to clear before you can sue the other driver for pain and suffering at all.", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "limitationsYears", "value": "3", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "insuranceSystem", "value": "New York is a no-fault state. Your own policy pays the medical bills whoever caused the crash, and you may sue the other driver for pain and suffering only if the injury is a \"serious injury\" as the Insurance Law defines it — death, dismemberment, significant disfigurement, a fracture, permanent loss or limitation of use of a body organ or member, or a disability lasting 90 of the first 180 days. Under that line the claim against them is barred however plainly they were at fault. (N.Y. Ins. Law § 5104)", "source_url": "https://www.nysenate.gov/legislation/laws/ISC/5104", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (N.Y. C.P.L.R. § 1411)", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/1411", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "note", "value": "Three years is long for a no-fault state — most give two. The threshold in the row above is the harder of the two hurdles here, and \"serious injury\" is litigated in New York more than any other phrase in this area of law.", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "statute", "value": "N.C. Gen. Stat. § 1-52(16)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-52.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. If any of the blame lands on you, that is the end of it — North Carolina still bars the claim of a driver who was even slightly at fault. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-52.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "limitationsYears", "value": "3", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-52.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "insuranceSystem", "value": "North Carolina is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (N.C. Gen. Stat. § 20-279.21)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_20/GS_20-279.21.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "faultRule", "value": "Any share of the blame at all ends the claim. One percent at fault and you recover nothing — North Carolina is one of five jurisdictions in the country that still applies contributory negligence, and it is the hardest single fact about an injury claim here. (Sorrells v. M.Y.B. Hospitality Ventures, 332 N.C. 645 (1992))", "source_url": "https://law.justia.com/cases/north-carolina/supreme-court/1992/153pa92-0.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "statute", "value": "N.D.C.C. § 28-01-16(5)", "source_url": "https://ndlegis.gov/cencode/t28c01.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "plainEnglish", "value": "You have six years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being half to blame or more ends the claim. Your own insurer pays the medical bills first, and there is a threshold to clear before you can sue the other driver for pain and suffering at all.", "source_url": "https://ndlegis.gov/cencode/t28c01.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "limitationsYears", "value": "6", "source_url": "https://ndlegis.gov/cencode/t28c01.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "insuranceSystem", "value": "North Dakota is a no-fault state. Your own policy pays the medical bills whoever caused the crash, and you may sue the other driver for pain and suffering only if the injury is a serious injury as the no-fault chapter defines it — more than $2,500 in medical expenses, or 60 days of disability, dismemberment, serious permanent disfigurement, permanent loss of a bodily function, or death. Under that line the claim against them is barred however plainly they were at fault. (N.D.C.C. § 26.1-41-08)", "source_url": "https://ndlegis.gov/cencode/t26-1c41.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "faultRule", "value": "You recover only while your share of the fault stays under half. At fifty percent you are barred outright; below it, the award is cut by your percentage. (N.D.C.C. § 32-03.2-02)", "source_url": "https://ndlegis.gov/cencode/t32c03-2.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "note", "value": "Six years to file, one of the longest in the country, and a no-fault threshold in front of it.", "source_url": "https://ndlegis.gov/cencode/t28c01.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "statute", "value": "Ohio Rev. Code § 2305.10", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.10", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.10", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "limitationsYears", "value": "2", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.10", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "insuranceSystem", "value": "Ohio is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Ohio Rev. Code § 4509.101)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-4509.101", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Ohio Rev. Code § 2315.33)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.33", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "statute", "value": "23 O.S. § 95(A)(3)", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=439150", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=439150", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "limitationsYears", "value": "2", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=439150", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "insuranceSystem", "value": "Oklahoma is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (47 O.S. § 7-601)", "source_url": "https://www.oscn.net/applications/oscn/Index.asp?ftdb=STOKST47&level=1", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (23 O.S. § 13)", "source_url": "https://www.oscn.net/applications/oscn/Index.asp?ftdb=STOKST23&level=1", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "statute", "value": "ORS 12.110(1)", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors012.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors012.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "limitationsYears", "value": "2", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors012.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "insuranceSystem", "value": "Oregon is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (ORS 806.070)", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors806.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (ORS 31.600)", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors031.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "statute", "value": "42 Pa.C.S. § 5524", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.055.024.000..HTM", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. Your own insurer pays the medical bills first, and whether you can sue for pain and suffering turns on which option your policy took.", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.055.024.000..HTM", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "limitationsYears", "value": "2", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.055.024.000..HTM", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "insuranceSystem", "value": "Pennsylvania lets you choose, and the choice was already made in the policy you bought. Under the limited option your own insurer pays the medical bills and you may sue the other driver for pain and suffering only if the injury is a serious one — death, serious impairment of body function, or permanent serious disfigurement; under the full option no threshold applies at all. (75 Pa.C.S. § 1705)", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/75/00.017.005.000..HTM", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (42 Pa.C.S. § 7102)", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.071.002.000..HTM", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "note", "value": "The choice was made when the policy was bought, and the discount for limited tort is the reason most people have it without remembering they chose. Limited tort falls away anyway where the other driver was convicted of driving under the influence, was uninsured, or was driving a vehicle registered in another state.", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/75/00.017.005.000..HTM", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "statute", "value": "R.I. Gen. Laws § 9-1-14(b)", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-1/9-1-14.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-1/9-1-14.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "limitationsYears", "value": "3", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-1/9-1-14.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "insuranceSystem", "value": "Rhode Island is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (R.I. Gen. Laws § 31-47-2)", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE31/31-47/31-47-2.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (R.I. Gen. Laws § 9-20-4)", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-20/9-20-4.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "statute", "value": "S.C. Code § 15-3-530(5)", "source_url": "https://www.scstatehouse.gov/code/t15c003.php", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.scstatehouse.gov/code/t15c003.php", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "limitationsYears", "value": "3", "source_url": "https://www.scstatehouse.gov/code/t15c003.php", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "insuranceSystem", "value": "South Carolina is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (S.C. Code § 56-10-10)", "source_url": "https://www.scstatehouse.gov/code/t56c010.php", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Nelson v. Concrete Supply Co., 303 S.C. 243 (1991))", "source_url": "https://law.justia.com/cases/south-carolina/supreme-court/1991/23303-2.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "statute", "value": "SDCL § 15-2-14(3)", "source_url": "https://sdlegislature.gov/Statutes/15-2-14", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. You can still recover if your own part in it was slight next to the other driver's, and what you collect is reduced by your share. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://sdlegislature.gov/Statutes/15-2-14", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "limitationsYears", "value": "3", "source_url": "https://sdlegislature.gov/Statutes/15-2-14", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "insuranceSystem", "value": "South Dakota is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (SDCL § 32-35-113)", "source_url": "https://sdlegislature.gov/Statutes/32-35-113", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "faultRule", "value": "South Dakota applies a comparison no other state uses. You recover only if your own negligence was slight and the other driver's was gross beside it, and what you recover is then reduced in proportion to your share. (SDCL § 20-9-2)", "source_url": "https://sdlegislature.gov/Statutes/20-9-2", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "note", "value": "No other state uses this comparison. \"Slight\" and \"gross\" are not percentages and a jury is not given one, which makes the outcome of a South Dakota case with shared blame harder to predict than anywhere else.", "source_url": "https://sdlegislature.gov/Statutes/20-9-2", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "statute", "value": "Tenn. Code § 28-3-104(a)(1)", "source_url": "https://codes.findlaw.com/tn/title-28-limitation-of-actions/tn-code-sect-28-3-104/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "plainEnglish", "value": "You have one year from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being half to blame or more ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://codes.findlaw.com/tn/title-28-limitation-of-actions/tn-code-sect-28-3-104/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "limitationsYears", "value": "1", "source_url": "https://codes.findlaw.com/tn/title-28-limitation-of-actions/tn-code-sect-28-3-104/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "insuranceSystem", "value": "Tennessee is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Tenn. Code § 55-12-102)", "source_url": "https://codes.findlaw.com/tn/title-55-motor-and-other-vehicles/tn-code-sect-55-12-102/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "faultRule", "value": "You recover only while your share of the fault stays under half. At fifty percent you are barred outright; below it, the award is cut by your percentage. (McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992))", "source_url": "https://law.justia.com/cases/tennessee/supreme-court/1992/833-s-w-2d-52-2.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "note", "value": "One year is the shortest injury deadline in the United States. It stretches to two where criminal charges are brought against the other driver out of the same crash, but nothing else extends it, and the year runs whether or not the insurer is still talking to you.", "source_url": "https://codes.findlaw.com/tn/title-28-limitation-of-actions/tn-code-sect-28-3-104/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "statute", "value": "Tex. Civ. Prac. & Rem. Code § 16.003(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "limitationsYears", "value": "2", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "insuranceSystem", "value": "Texas is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Tex. Transp. Code § 601.072)", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.601.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Tex. Civ. Prac. & Rem. Code § 33.001)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.33.htm", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "statute", "value": "Utah Code § 78B-2-307(3)", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter2/78B-2-S307.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "plainEnglish", "value": "You have four years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being half to blame or more ends the claim. Your own insurer pays the medical bills first, and there is a threshold to clear before you can sue the other driver for pain and suffering at all.", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter2/78B-2-S307.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "limitationsYears", "value": "4", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter2/78B-2-S307.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "insuranceSystem", "value": "Utah is a no-fault state. Your own policy pays the medical bills whoever caused the crash, and you may sue the other driver for pain and suffering only if medical expenses come to $3,000 or more, or the injury is dismemberment, permanent disability, permanent impairment, permanent disfigurement, or death. Under that line the claim against them is barred however plainly they were at fault. (Utah Code § 31A-22-309)", "source_url": "https://le.utah.gov/xcode/Title31A/Chapter22/31A-22-S309.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "faultRule", "value": "You recover only while your share of the fault stays under half. At fifty percent you are barred outright; below it, the award is cut by your percentage. (Utah Code § 78B-5-818)", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter5/78B-5-S818.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "note", "value": "Four years to file, which is generous, in front of a no-fault threshold that is not.", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter2/78B-2-S307.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "statute", "value": "12 V.S.A. § 512(4)", "source_url": "https://legislature.vermont.gov/statutes/section/12/023/00512", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://legislature.vermont.gov/statutes/section/12/023/00512", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "limitationsYears", "value": "3", "source_url": "https://legislature.vermont.gov/statutes/section/12/023/00512", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "insuranceSystem", "value": "Vermont is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (23 V.S.A. § 800)", "source_url": "https://legislature.vermont.gov/statutes/section/23/011/00800", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (12 V.S.A. § 1036)", "source_url": "https://legislature.vermont.gov/statutes/section/12/027/01036", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "statute", "value": "Va. Code § 8.01-243(A)", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-243/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. If any of the blame lands on you, that is the end of it — Virginia still bars the claim of a driver who was even slightly at fault. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-243/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "limitationsYears", "value": "2", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-243/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "insuranceSystem", "value": "Virginia is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Va. Code § 46.2-706)", "source_url": "https://law.lis.virginia.gov/vacode/title46.2/chapter6/section46.2-706/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "faultRule", "value": "Any share of the blame at all ends the claim. One percent at fault and you recover nothing — Virginia is one of five jurisdictions in the country that still applies contributory negligence, and it is the hardest single fact about an injury claim here. (RGR, LLC v. Settle, 288 Va. 260 (2014))", "source_url": "https://law.justia.com/cases/virginia/supreme-court/2014/130633.html", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "statute", "value": "RCW 4.16.080(2)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.080", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame does not end your claim; it reduces what you collect by your share and nothing more. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.080", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "limitationsYears", "value": "3", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.080", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "insuranceSystem", "value": "Washington is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (RCW 46.30.020)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=46.30.020", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "faultRule", "value": "Your share of the blame costs you that share and never the claim itself. Forty percent at fault means you collect sixty percent of the damages, and a driver mostly to blame still recovers what is left. (RCW 4.22.005)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.22.005", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "statute", "value": "W. Va. Code § 55-2-12", "source_url": "https://code.wvlegislature.gov/55-2-12/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "plainEnglish", "value": "You have two years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://code.wvlegislature.gov/55-2-12/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "limitationsYears", "value": "2", "source_url": "https://code.wvlegislature.gov/55-2-12/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "insuranceSystem", "value": "West Virginia is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (W. Va. Code § 17D-2A-3)", "source_url": "https://code.wvlegislature.gov/17D-2A-3/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (W. Va. Code § 55-7-13c)", "source_url": "https://code.wvlegislature.gov/55-7-13c/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "note", "value": "West Virginia put its comparative fault rule into statute in 2015, and in the same section made each defendant liable only for its own percentage rather than for the whole award. Winning against a defendant who cannot pay therefore collects nothing from the others.", "source_url": "https://code.wvlegislature.gov/55-7-13c/", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "statute", "value": "Wis. Stat. § 893.54(1m)(a)", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/893/v/54", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "plainEnglish", "value": "You have three years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/893/v/54", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "limitationsYears", "value": "3", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/893/v/54", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "insuranceSystem", "value": "Wisconsin is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Wis. Stat. § 344.62)", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/344/vi/62", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Wis. Stat. § 895.045)", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/895/i/045", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "statute", "value": "Wyo. Stat. § 1-3-105(a)(iv)(C)", "source_url": "https://www.wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "plainEnglish", "value": "You have four years from the day of the crash to file, and no amount of talking to an insurer extends it. Being partly to blame reduces what you collect, and being more than half to blame ends the claim. The money comes from the other driver's liability insurer, and no injury threshold stands in the way.", "source_url": "https://www.wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "limitationsYears", "value": "4", "source_url": "https://www.wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "insuranceSystem", "value": "Wyoming is an at-fault state, so there is no injury threshold to clear before you can sue: the claim is against the driver who caused the crash and their liability insurer, and the medical bills, the lost earnings and the pain and suffering all come from there. Liability cover is compulsory for every driver here. (Wyo. Stat. § 31-4-103)", "source_url": "https://www.wyoleg.gov/statutes/compress/title31.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "faultRule", "value": "You recover unless your share of the fault is greater than everyone else's put together. Fifty percent still recovers, fifty-one recovers nothing, and below the bar the award is cut by your percentage. (Wyo. Stat. § 1-1-109)", "source_url": "https://www.wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "car-accident", "claim_label": "a car accident", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "note", "value": "Four years to file, twice the national norm.", "source_url": "https://www.wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "smallClaimsCourt", "value": "District Court, small claims docket", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=12-12-31", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "AL", "jurisdiction_name": "Alabama", "field": "smallClaimsCap", "value": "6000", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=12-12-31", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "smallClaimsCourt", "value": "District court", "source_url": "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=22.15.040&secEnd=22.15.050", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "smallClaimsCap", "value": "10000", "source_url": "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=22.15.040&secEnd=22.15.050", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "AK", "jurisdiction_name": "Alaska", "field": "smallClaimsCapNote", "value": "The limit does not count costs, interest or attorney's fees. A larger claim can still be brought here if you give up everything above the limit.", "source_url": "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=22.15.040&secEnd=22.15.050", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "smallClaimsCourt", "value": "Justice court, small claims division", "source_url": "https://www.azleg.gov/ars/22/00503.htm", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "AZ", "jurisdiction_name": "Arizona", "field": "smallClaimsCap", "value": "5000", "source_url": "https://www.azleg.gov/ars/22/00503.htm", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "smallClaimsCourt", "value": "Small claims division of the district court", "source_url": "https://arkansasag.gov/divisions/public-protection/legal-resources/guide-to-small-claims-court/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "smallClaimsCap", "value": "5000", "source_url": "https://arkansasag.gov/divisions/public-protection/legal-resources/guide-to-small-claims-court/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "AR", "jurisdiction_name": "Arkansas", "field": "smallClaimsCapNote", "value": "It cannot be used to contest who owns or may possess real estate. Collection agencies and anyone in the business of lending at interest cannot file here at all.", "source_url": "https://arkansasag.gov/divisions/public-protection/legal-resources/guide-to-small-claims-court/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "smallClaimsCap", "value": "12500", "source_url": "https://selfhelp.courts.ca.gov/small-claims", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "CA", "jurisdiction_name": "California", "field": "smallClaimsCapNote", "value": "$6,250 if you are suing as a business rather than as a person.", "source_url": "https://selfhelp.courts.ca.gov/small-claims", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "smallClaimsCourt", "value": "Small claims court", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-13.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "smallClaimsCap", "value": "7500", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-13.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "CO", "jurisdiction_name": "Colorado", "field": "smallClaimsCapNote", "value": "Defamation, eviction and anything brought on behalf of a class are outside this court at any amount.", "source_url": "https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-13.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "smallClaimsCourt", "value": "Small claims session of the Superior Court", "source_url": "https://www.cga.ct.gov/current/pub/chap_870.htm", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "smallClaimsCap", "value": "5000", "source_url": "https://www.cga.ct.gov/current/pub/chap_870.htm", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "CT", "jurisdiction_name": "Connecticut", "field": "smallClaimsCapNote", "value": "$15,000 for work by a certified home improvement or new home construction contractor. Libel and slander cannot be heard here at all. A tenant suing to get a security deposit back may be awarded more than the limit, costs included.", "source_url": "https://www.cga.ct.gov/current/pub/chap_870.htm", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "smallClaimsCourt", "value": "Justice of the Peace Court", "source_url": "https://delcode.delaware.gov/title10/c093/index.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "DE", "jurisdiction_name": "Delaware", "field": "smallClaimsCap", "value": "25000", "source_url": "https://delcode.delaware.gov/title10/c093/index.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "smallClaimsCourt", "value": "Small Claims and Conciliation Branch of the Superior Court", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/11-1321", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "DC", "jurisdiction_name": "District of Columbia", "field": "smallClaimsCap", "value": "10000", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/11-1321", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "smallClaimsCourt", "value": "County court", "source_url": "https://www.jud11.flcourts.org/judges_forms/9472461054-FL%20Small%20Claim%20Rules.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "smallClaimsCap", "value": "8000", "source_url": "https://www.jud11.flcourts.org/judges_forms/9472461054-FL%20Small%20Claim%20Rules.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "FL", "jurisdiction_name": "Florida", "field": "smallClaimsCapNote", "value": "The limit does not count costs, interest or attorney's fees.", "source_url": "https://www.jud11.flcourts.org/judges_forms/9472461054-FL%20Small%20Claim%20Rules.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "smallClaimsCourt", "value": "Magistrate court", "source_url": "https://codes.findlaw.com/ga/title-15-courts/ga-code-sect-15-10-2/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "GA", "jurisdiction_name": "Georgia", "field": "smallClaimsCap", "value": "15000", "source_url": "https://codes.findlaw.com/ga/title-15-courts/ga-code-sect-15-10-2/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "smallClaimsCourt", "value": "Small claims division of the district court", "source_url": "https://law.justia.com/codes/hawaii/title-34/chapter-633/section-633-27/", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "smallClaimsCap", "value": "5000", "source_url": "https://law.justia.com/codes/hawaii/title-34/chapter-633/section-633-27/", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "HI", "jurisdiction_name": "Hawaii", "field": "smallClaimsCapNote", "value": "A dispute about a residential security deposit has no dollar limit here at all, and this is the only court that may hear one, unless an eviction case is already running in the district court. Punitive damages cannot be awarded and class actions are barred.", "source_url": "https://law.justia.com/codes/hawaii/title-34/chapter-633/section-633-27/", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "smallClaimsCourt", "value": "Magistrate Division of the District Court", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title1/T1CH22/SECT1-2208/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "ID", "jurisdiction_name": "Idaho", "field": "smallClaimsCap", "value": "5000", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title1/T1CH22/SECT1-2208/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "IL", "jurisdiction_name": "Illinois", "field": "smallClaimsCap", "value": "10000", "source_url": "https://www.illinoiscourts.gov/Resources/7b053486-30f5-4d92-904b-01ed1334d59e/SMC_GettingStartedSmallClaimsComplaint.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "smallClaimsCourt", "value": "Small claims docket", "source_url": "https://www.in.gov/courts/files/small-claims-manual.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "IN", "jurisdiction_name": "Indiana", "field": "smallClaimsCap", "value": "10000", "source_url": "https://www.in.gov/courts/files/small-claims-manual.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "smallClaimsCourt", "value": "District court sitting in small claims", "source_url": "https://www.legis.iowa.gov/docs/code/631.1.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "IA", "jurisdiction_name": "Iowa", "field": "smallClaimsCap", "value": "6500", "source_url": "https://www.legis.iowa.gov/docs/code/631.1.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "KS", "jurisdiction_name": "Kansas", "field": "smallClaimsCap", "value": "10000", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch61/061_027_0003.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "smallClaimsCourt", "value": "Small claims division of the District Court", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=39856", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "smallClaimsCap", "value": "2500", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=39856", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "KY", "jurisdiction_name": "Kentucky", "field": "smallClaimsCapNote", "value": "The lowest limit in the country, and it has not moved since 1976. Libel, slander, alienation of affections, malicious prosecution and abuse of process cannot be heard here at any amount. Above $2,500 the case goes to the District Court itself, not nowhere.", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=39856", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "smallClaimsCourt", "value": "Small claims division", "source_url": "https://www.legis.la.gov/legis/Law.aspx?d=77961", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "smallClaimsCap", "value": "5000", "source_url": "https://www.legis.la.gov/legis/Law.aspx?d=77961", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "LA", "jurisdiction_name": "Louisiana", "field": "smallClaimsCapNote", "value": "The division awards money and equitable relief but cannot issue an injunction, and class actions are barred. In the City Court of East St. Tammany the limit is instead whatever a justice of the peace court may hear.", "source_url": "https://www.legis.la.gov/legis/Law.aspx?d=77961", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "ME", "jurisdiction_name": "Maine", "field": "smallClaimsCap", "value": "10000", "source_url": "https://legislature.maine.gov/statutes/14/title14sec7482.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "smallClaimsCourt", "value": "District Court", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcj§ion=4-405&enactments=false", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MD", "jurisdiction_name": "Maryland", "field": "smallClaimsCap", "value": "5000", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcj§ion=4-405&enactments=false", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "smallClaimsCap", "value": "7000", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleI/Chapter218/Section21", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MA", "jurisdiction_name": "Massachusetts", "field": "smallClaimsCapNote", "value": "The limit does not apply at all to a claim for property damage caused by a motor vehicle.", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleI/Chapter218/Section21", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MI", "jurisdiction_name": "Michigan", "field": "smallClaimsCap", "value": "7000", "source_url": "https://www.courts.michigan.gov/4a7c79/siteassets/publications/benchbooks/dcmm/dcmmresponsivehtml5.zip/DCMM/Ch_7_Small_Claims/Jurisdiction.htm", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "smallClaimsCourt", "value": "Conciliation court", "source_url": "https://www.revisor.mn.gov/statutes/cite/491A.01", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "smallClaimsCap", "value": "20000", "source_url": "https://www.revisor.mn.gov/statutes/cite/491A.01", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MN", "jurisdiction_name": "Minnesota", "field": "smallClaimsCapNote", "value": "$4,000 where the claim arises from a consumer credit transaction.", "source_url": "https://www.revisor.mn.gov/statutes/cite/491A.01", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "smallClaimsCourt", "value": "Justice court", "source_url": "https://codes.findlaw.com/ms/title-9-courts/ms-code-sect-9-11-9/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MS", "jurisdiction_name": "Mississippi", "field": "smallClaimsCap", "value": "3500", "source_url": "https://codes.findlaw.com/ms/title-9-courts/ms-code-sect-9-11-9/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "smallClaimsCourt", "value": "Small claims court", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=482.305", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MO", "jurisdiction_name": "Missouri", "field": "smallClaimsCap", "value": "5000", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=482.305", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "smallClaimsCourt", "value": "Small claims court", "source_url": "https://mca.legmt.gov/bills/mca/title_0250/chapter_0350/part_0050/section_0020/0250-0350-0050-0020.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "MT", "jurisdiction_name": "Montana", "field": "smallClaimsCap", "value": "7000", "source_url": "https://mca.legmt.gov/bills/mca/title_0250/chapter_0350/part_0050/section_0020/0250-0350-0050-0020.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "smallClaimsCourt", "value": "Small Claims Court", "source_url": "https://www.nebraskalegislature.gov/laws/statutes.php?statute=25-2802", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NE", "jurisdiction_name": "Nebraska", "field": "smallClaimsCap", "value": "7500", "source_url": "https://www.nebraskalegislature.gov/laws/statutes.php?statute=25-2802", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "smallClaimsCourt", "value": "Justice court", "source_url": "https://www.leg.state.nv.us/NRS/NRS-073.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NV", "jurisdiction_name": "Nevada", "field": "smallClaimsCap", "value": "10000", "source_url": "https://www.leg.state.nv.us/NRS/NRS-073.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NH", "jurisdiction_name": "New Hampshire", "field": "smallClaimsCap", "value": "10000", "source_url": "https://gc.nh.gov/RSA/html/LI/503/503-1.htm", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "smallClaimsCourt", "value": "Small Claims section of the Special Civil Part", "source_url": "https://www.njcourts.gov/sites/default/files/notices/2022/05/n220511d.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "smallClaimsCap", "value": "5000", "source_url": "https://www.njcourts.gov/sites/default/files/notices/2022/05/n220511d.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NJ", "jurisdiction_name": "New Jersey", "field": "smallClaimsCapNote", "value": "The Special Civil Part's other docket takes claims up to $20,000. A claim for the return of a security deposit may be filed in either one.", "source_url": "https://www.njcourts.gov/sites/default/files/notices/2022/05/n220511d.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "smallClaimsCourt", "value": "Magistrate court", "source_url": "https://nmonesource.com/nmos/nmsa/en/nav_date.do", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "smallClaimsCap", "value": "10000", "source_url": "https://nmonesource.com/nmos/nmsa/en/nav_date.do", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NM", "jurisdiction_name": "New Mexico", "field": "smallClaimsCapNote", "value": "Libel, slander and malicious prosecution cannot be heard here at any amount, and neither can a case that puts the title or the boundaries of land in question.", "source_url": "https://nmonesource.com/nmos/nmsa/en/nav_date.do", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "smallClaimsCourt", "value": "Small Claims Part of the New York City Civil Court", "source_url": "https://www.nysenate.gov/legislation/laws/CCA/1801", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "smallClaimsCap", "value": "10000", "source_url": "https://www.nysenate.gov/legislation/laws/CCA/1801", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NY", "jurisdiction_name": "New York", "field": "smallClaimsCapNote", "value": "In town and village justice courts the limit is $3,000.", "source_url": "https://www.nysenate.gov/legislation/laws/UJC/1801", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "smallClaimsCourt", "value": "District Court, heard by a magistrate", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_7A/GS_7A-210.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "NC", "jurisdiction_name": "North Carolina", "field": "smallClaimsCap", "value": "10000", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_7A/GS_7A-210.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "smallClaimsCourt", "value": "Small claims court", "source_url": "https://www.ndlegis.gov/cencode/t27c08-1.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "ND", "jurisdiction_name": "North Dakota", "field": "smallClaimsCap", "value": "15000", "source_url": "https://www.ndlegis.gov/cencode/t27c08-1.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "smallClaimsCourt", "value": "Small claims division of the municipal or county court", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-1925.02", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "OH", "jurisdiction_name": "Ohio", "field": "smallClaimsCap", "value": "6000", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-1925.02", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "smallClaimsCourt", "value": "Small claims docket of the district court", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=438809", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "OK", "jurisdiction_name": "Oklahoma", "field": "smallClaimsCap", "value": "10000", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=438809", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "smallClaimsCourt", "value": "Justice court, small claims department", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors052.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "smallClaimsCap", "value": "10000", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors052.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "OR", "jurisdiction_name": "Oregon", "field": "smallClaimsCapNote", "value": "A claim of $750 or less has to be brought here. Above that, up to the limit, it is your choice.", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors052.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "smallClaimsCourt", "value": "Magisterial district court", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.015.015.000..HTM", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "PA", "jurisdiction_name": "Pennsylvania", "field": "smallClaimsCap", "value": "12000", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.015.015.000..HTM", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "smallClaimsCourt", "value": "District court", "source_url": "http://webserver.rilegislature.gov/Statutes/TITLE8/8-8/8-8-3.HTM", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "RI", "jurisdiction_name": "Rhode Island", "field": "smallClaimsCap", "value": "5000", "source_url": "http://webserver.rilegislature.gov/Statutes/TITLE8/8-8/8-8-3.HTM", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "smallClaimsCourt", "value": "Magistrate court", "source_url": "https://www.scstatehouse.gov/code/t22c003.php", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "SC", "jurisdiction_name": "South Carolina", "field": "smallClaimsCap", "value": "7500", "source_url": "https://www.scstatehouse.gov/code/t22c003.php", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "smallClaimsCap", "value": "12000", "source_url": "https://sdlegislature.gov/api/Statutes/15-39-45.1.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "SD", "jurisdiction_name": "South Dakota", "field": "smallClaimsCapNote", "value": "The limit does not count allowable costs or attorney's fees.", "source_url": "https://sdlegislature.gov/api/Statutes/15-39-45.1.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "smallClaimsCourt", "value": "Court of general sessions", "source_url": "https://codes.findlaw.com/tn/title-16-courts/tn-code-sect-16-15-501/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "smallClaimsCap", "value": "25000", "source_url": "https://codes.findlaw.com/tn/title-16-courts/tn-code-sect-16-15-501/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "TN", "jurisdiction_name": "Tennessee", "field": "smallClaimsCapNote", "value": "Eviction and actions to recover personal property have no limit at all here.", "source_url": "https://codes.findlaw.com/tn/title-16-courts/tn-code-sect-16-15-501/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "smallClaimsCourt", "value": "Justice Court", "source_url": "https://www.sll.texas.gov/faqs/small-claims-jurisdiction/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "smallClaimsCap", "value": "20000", "source_url": "https://www.sll.texas.gov/faqs/small-claims-jurisdiction/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "TX", "jurisdiction_name": "Texas", "field": "smallClaimsCapNote", "value": "The claim has to be for less than this, not up to it, excluding statutory interest and court costs.", "source_url": "https://www.sll.texas.gov/faqs/small-claims-jurisdiction/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "smallClaimsCap", "value": "20000", "source_url": "https://le.utah.gov/xcode/Title78A/Chapter8/C78A-8-S102_2022050420220504.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "UT", "jurisdiction_name": "Utah", "field": "smallClaimsCapNote", "value": "The limit counts attorney's fees but not court costs or interest. It rises to $25,000 on 1 January 2030.", "source_url": "https://le.utah.gov/xcode/Title78A/Chapter8/C78A-8-S102_2022050420220504.html", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "smallClaimsCourt", "value": "Small claims court", "source_url": "https://legislature.vermont.gov/statutes/section/12/187/05531", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "smallClaimsCap", "value": "10000", "source_url": "https://legislature.vermont.gov/statutes/section/12/187/05531", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "VT", "jurisdiction_name": "Vermont", "field": "smallClaimsCapNote", "value": "$5,000 to collect a consumer credit debt or a medical debt, and above that the court cannot hear those at all. The court awards money and nothing else, and a claim worth more than $10,000 cannot be split in two to fit. Over $3,500 the person you sue may ask that a judge hear it.", "source_url": "https://legislature.vermont.gov/statutes/section/12/187/05531", "verified_on": "2026-08-25" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "smallClaimsCourt", "value": "Small claims court, within the general district court", "source_url": "https://law.lis.virginia.gov/vacode/title16.1/section16.1-122.2/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "VA", "jurisdiction_name": "Virginia", "field": "smallClaimsCap", "value": "5000", "source_url": "https://law.lis.virginia.gov/vacode/title16.1/section16.1-122.2/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "smallClaimsCourt", "value": "District Court, small claims department", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=12.40.010", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "smallClaimsCap", "value": "10000", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=12.40.010", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "WA", "jurisdiction_name": "Washington", "field": "smallClaimsCapNote", "value": "$5,000 where the person bringing the claim is not a natural person.", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=12.40.010", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "smallClaimsCourt", "value": "Magistrate court", "source_url": "https://code.wvlegislature.gov/50-2-1/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "WV", "jurisdiction_name": "West Virginia", "field": "smallClaimsCap", "value": "20000", "source_url": "https://code.wvlegislature.gov/50-2-1/", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "smallClaimsCap", "value": "10000", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/799/01", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "WI", "jurisdiction_name": "Wisconsin", "field": "smallClaimsCapNote", "value": "$5,000 for a claim in tort, which includes a personal injury. Eviction has no limit at all. The general limit rises to $15,000 on 1 January 2027.", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/799/01", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "smallClaimsCourt", "value": "Circuit court, small claims", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "smallClaimsCap", "value": "6000", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" }, { "claim": "small-claims", "claim_label": "Small claims court", "jurisdiction": "WY", "jurisdiction_name": "Wyoming", "field": "smallClaimsCapNote", "value": "The limit does not count costs. If the other side turns up with a lawyer, you are entitled to a delay so you can get one too.", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "verified_on": "" } ] }